Home, Family, Style and Art Ideas

DIY Crafts for Kids
The Best Ideas for Diy Kids Zombie Costume

by admin February 15, 2025

by admin February 15, 2025

The Best Ideas for Diy Kids Zombie Costume .Young children need to be focused on straightforward activities…
Best Halloween Ideas
Best 23 Mickey's Not so Scary Halloween Party Hours

by admin February 15, 2025

by admin February 15, 2025

Best 23 Mickey&#039;s Not so Scary Halloween Party Hours .For the costume shopping you might need to…
Baby Shower Gifts
The Best Sterling Silver Baby Gifts

by admin February 15, 2025

by admin February 15, 2025

The Best Sterling Silver Baby Gifts .At the end of most showers, nonetheless, brand-new mother and fathers…
Stir Fry Recipes
The top 22 Ideas About Ground Beef and Vegetable Stir Fry

by admin February 15, 2025

by admin February 15, 2025

The top 22 Ideas About Ground Beef and Vegetable Stir Fry .Hi ! I made this stir-fry…
Christmas Quotes
Best 21 C.s.lewis Christmas Quotes

by admin February 14, 2025

by admin February 14, 2025

Best 21 C.s.lewis Christmas Quotes . ” Nor is it the spirit of those Christians – alas,…
Gifts for Kids
22 Best Children Birthday Gift

by admin February 14, 2025

by admin February 14, 2025

22 Best Children Birthday Gift .We likewise have gifts for teen young boys as well as teen…
DIY Crafts for Kids
The 22 Best Ideas for Quick Easy Crafts for Kids

by admin February 14, 2025

by admin February 14, 2025

The 22 Best Ideas for Quick Easy Crafts for Kids .Let your budding scientist develop one or…
Coloring Pages For Boys
Top 30 Boys and Girls Coloring Pages

by admin February 14, 2025

by admin February 14, 2025

Top 30 Boys and Girls Coloring Pages . Coloring pages the simplest means to relax your kid.…
Birthday Party Inspirations
The 30 Best Ideas for Cat themed Birthday Party

by admin February 13, 2025

by admin February 13, 2025

The 30 Best Ideas for Cat themed Birthday Party .Host the Ultimate Bash with Themed Birthday Celebration…
DIY Organizer Ideas
30 Best Room organization Ideas Diy

by admin February 13, 2025

by admin February 13, 2025

30 Best Room organization Ideas Diy .Organizing your kitchen items don t have to be monotonous. All…

1
…
44
45
46
47
48
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?