Home, Family, Style and Art Ideas

Women Hairstyles
The Best Ideas for Layered Hairstyles for Black Women

by admin September 11, 2024

by admin September 11, 2024

The Best Ideas for Layered Hairstyles for Black Women .hairstyles of women had actually achieved broad variations…
Coloring Pages For Girls
25 Best Powderpuff Girls Coloring Pages

by admin September 11, 2024

by admin September 11, 2024

25 Best Powderpuff Girls Coloring Pages . In this category we collected the very best coloring pages…
Living Room Ideas
35 Gorgeous soft Rug for Living Room

by admin September 11, 2024

by admin September 11, 2024

35 Gorgeous soft Rug for Living Room .You ll locate thousands of fashionable, top quality location rugs,…
Backyard Ideas
35 Antique Private Backyard Ideas

by admin September 11, 2024

by admin September 11, 2024

35 Antique Private Backyard Ideas .A yard remodeling doesn’t have to be expensive to be lavish. Inspect…
Dinner Party Ideas
The Best Chicken Dinner Party Ideas

by admin September 10, 2024

by admin September 10, 2024

The Best Chicken Dinner Party Ideas . Can I pull out all the stops, creating something elaborate…
Gifts for Kids
The 22 Best Ideas for Halloween Gifts for Children

by admin September 10, 2024

by admin September 10, 2024

The 22 Best Ideas for Halloween Gifts for Children .Not only do these bikes provide a smooth…
Birthday Decoration Ideas
23 Best Ideas Frozen Birthday Cake Decorations

by admin September 10, 2024

by admin September 10, 2024

23 Best Ideas Frozen Birthday Cake Decorations .Ladies’ Birthday Supplies Choose from 70+ birthday celebration patterns for…
DIY Dog Ideas
The Best Diy Dog Costume for Humans

by admin September 10, 2024

by admin September 10, 2024

The Best Diy Dog Costume for Humans . Searching for some dog crafts to create your dog?…
Baby Quotes
Best 21 Baby Cuteness Quotes

by admin September 9, 2024

by admin September 9, 2024

Best 21 Baby Cuteness Quotes .When he ultimately was put into my arms, I explored his priceless…
Kids Room Ideas
20 Captivating Kids White Storage Bench

by admin September 9, 2024

by admin September 9, 2024

20 Captivating Kids White Storage Bench .Once your kids begin walking on their own, they have fun…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?