Home, Family, Style and Art Ideas

Graduation Party Ideas
Best 35 High School Graduation Party Ideas for Him

by admin January 14, 2025

by admin January 14, 2025

Best 35 High School Graduation Party Ideas for Him .Despite if you consider on your own an…
Kindness Quotes
The top 24 Ideas About Al Capone Quote Kindness

by admin January 14, 2025

by admin January 14, 2025

The top 24 Ideas About Al Capone Quote Kindness . Compassion quotes and famous statements concerning empathy,…
Friendship Quotes
The Best Ideas for Quotes About Loss Of A Friendship

by admin January 13, 2025

by admin January 13, 2025

The Best Ideas for Quotes About Loss Of A Friendship .Whether you’ve known your bestie for years…
Pool Ideas
30 Lovely Above Ground Pool Cover Clips

by admin January 13, 2025

by admin January 13, 2025

30 Lovely Above Ground Pool Cover Clips .If you are thinking of mounting an above ground swimming…
DIY Mask Ideas
The Best Ideas for Black Charcoal Mask Diy

by admin January 13, 2025

by admin January 13, 2025

The Best Ideas for Black Charcoal Mask Diy . It’s cool outside, so your skin’s probably a…
Cookie Recipes
Top 35 Italian Anise Cookies Recipe

by admin January 13, 2025

by admin January 13, 2025

Top 35 Italian Anise Cookies Recipe .The most effective cookie recipe! I’ve lately established a wheat allergy…
DIY Outdoor Ideas
The Best Diy Outdoor Greenhouse

by admin January 12, 2025

by admin January 12, 2025

The Best Diy Outdoor Greenhouse .Summertime is the season for delighting in whatever outdoors as well as…
Gift Ideas For Girls
24 Ideas for Homemade Gift Ideas for Girls

by admin January 12, 2025

by admin January 12, 2025

24 Ideas for Homemade Gift Ideas for Girls . Females like surprises, particularly gifts. Thus, pamper your…
Shrimp Recipes
The Best Curry Shrimp Pasta

by admin January 12, 2025

by admin January 12, 2025

The Best Curry Shrimp Pasta .This smoked shrimp is one of my go-to recipes when I stare…
Best Valentines Day Ideas
Top 20 Diy Ideas for Valentines Day

by admin January 12, 2025

by admin January 12, 2025

Top 20 Diy Ideas for Valentines Day .An outstanding Valentines Day concept for your sweetheart can be…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?