Home, Family, Style and Art Ideas

Prom Hairstyles
The Best Short Hairstyles Prom

by admin March 20, 2025

by admin March 20, 2025

The Best Short Hairstyles Prom .Senior prom for a great deal of girls is among the most…
Gifts for Kids
The top 22 Ideas About Gifts Of the Holy Spirit for Kids

by admin March 19, 2025

by admin March 19, 2025

The top 22 Ideas About Gifts Of the Holy Spirit for Kids .Toy shop racks are loaded…
Best Easter Ideas
The top 25 Ideas About Happy Easter Gift Tags

by admin March 19, 2025

by admin March 19, 2025

The top 25 Ideas About Happy Easter Gift Tags .Most people enjoy to decorate the outside of…
Party Food Ideas
24 Best Ideas Kid Party Food Ideas

by admin March 19, 2025

by admin March 19, 2025

24 Best Ideas Kid Party Food Ideas .@[Chips and also dip is always a party preferred, but…
Birthday Gift Ideas
Top 20 30th Birthday Gift Ideas for Her

by admin March 19, 2025

by admin March 19, 2025

Top 20 30th Birthday Gift Ideas for Her .If you’re after a distinctive birthday gift, then you’ve…
Retirement Party Ideas
The Best Christmas Retirement Party Ideas

by admin March 18, 2025

by admin March 18, 2025

The Best Christmas Retirement Party Ideas .The Big Takeaways … When planning someone’s retired life party, assume…
DIY Craft for Kids Ideas
20 Best Ideas Diy Valentine Gifts for Kids

by admin March 18, 2025

by admin March 18, 2025

20 Best Ideas Diy Valentine Gifts for Kids . A current study by Dr. Richard Rende exposed…
Coloring Pages For Girls
Top 25 Coloring Pages for Girls Shopkins

by admin March 18, 2025

by admin March 18, 2025

Top 25 Coloring Pages for Girls Shopkins . In this classification we gathered the ideal coloring pages…
Wedding Venues
Top 22 Most Beautiful Wedding Venues

by admin March 18, 2025

by admin March 18, 2025

Top 22 Most Beautiful Wedding Venues .Normally, the design of location directly influences on the style of…
Bedroom Ideas
23 Luxury Small Refrigerator for Bedroom

by admin March 17, 2025

by admin March 17, 2025

23 Luxury Small Refrigerator for Bedroom . Strategic styling is essential when it comes to enhancing a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?