Home, Family, Style and Art Ideas

DIY Crafts for Kids
22 Ideas for Craft for Children

by admin September 16, 2024

by admin September 16, 2024

22 Ideas for Craft for Children .Allow your budding scientist develop one or all these enjoyable Do…
Gift Basket Ideas
22 Ideas for Cute Baby Shower Gift Basket Ideas

by admin September 16, 2024

by admin September 16, 2024

22 Ideas for Cute Baby Shower Gift Basket Ideas . Hello Jill: when we do gift baskets,…
Long Hairstyles
23 Best Ideas Hairstyles for Curly Long Hair

by admin September 16, 2024

by admin September 16, 2024

23 Best Ideas Hairstyles for Curly Long Hair .It is also crucial, particularly with lengthy hair given…
Bathroom Ideas
35 Catchy 18 Deep Bathroom Vanities

by admin September 16, 2024

by admin September 16, 2024

35 Catchy 18 Deep Bathroom Vanities .We lug restroom lighting fixtures by the leading producers and also…
Kitchen Ideas
20 Wonderful Kitchen Remodel Planner

by admin September 15, 2024

by admin September 15, 2024

20 Wonderful Kitchen Remodel Planner .Your counter tops will receive more wear and tear than almost any…
Leadership Quotes
The 22 Best Ideas for Leadership and Communication Quotes

by admin September 15, 2024

by admin September 15, 2024

The 22 Best Ideas for Leadership and Communication Quotes .Exactly how are you leading teams and also…
Best Valentines Day Ideas
The 20 Best Ideas for Mens Valentines Day Gift Ideas

by admin September 15, 2024

by admin September 15, 2024

The 20 Best Ideas for Mens Valentines Day Gift Ideas .An outstanding Valentines Day idea for your…
Trolls Party Ideas
25 Best Troll Party Ideas

by admin September 14, 2024

by admin September 14, 2024

25 Best Troll Party Ideas .Birthday celebration parties are just as fun as the crafts, video games,…
Birthday Card Ideas
22 Ideas for Things to Write In A Birthday Card

by admin September 14, 2024

by admin September 14, 2024

22 Ideas for Things to Write In A Birthday Card . Read these homemade birthday celebration card…
Relationship Quotes
30 Of the Best Ideas for Giving Up On Relationship Quotes

by admin September 14, 2024

by admin September 14, 2024

30 Of the Best Ideas for Giving Up On Relationship Quotes . All connections go through hell,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?