Home, Family, Style and Art Ideas

Low Calorie Recipes
Top 30 Low Calorie Boneless Chicken Recipes

by admin October 9, 2022

by admin October 9, 2022

Top 30 Low Calorie Boneless Chicken Recipes .Don’t let some of the active ingredients fool you– this…
Living Room Ideas
21 Perfect Modern Farmhouse Living Room

by admin October 9, 2022

by admin October 9, 2022

21 Perfect Modern Farmhouse Living Room .A contemporary-style living-room can be changed right into a trendy farmhouse…
DIY Dog Ideas
22 Ideas for End Table Dog Bed Diy

by admin October 9, 2022

by admin October 9, 2022

22 Ideas for End Table Dog Bed Diy . Searching for some dog crafts to create your…
Wedding Vows
The Best Ideas for Wedding Vow Renewals

by admin October 9, 2022

by admin October 9, 2022

The Best Ideas for Wedding Vow Renewals .Wedding vows are taken today to value as well as…
Birthday Quote Ideas
The top 35 Ideas About Birthday Quotes for Sisters

by admin October 8, 2022

by admin October 8, 2022

The top 35 Ideas About Birthday Quotes for Sisters .Sending out birthday greetings has come to be…
Candy Recipes
The 21 Best Ideas for Candy Cane Christmas Tree Decorations

by admin October 8, 2022

by admin October 8, 2022

The 21 Best Ideas for Candy Cane Christmas Tree Decorations .We understand that everybody (ok, not everybody,…
Tea Party Ideas
30 Best Ideas Tea Party Invitations Ideas

by admin October 8, 2022

by admin October 8, 2022

30 Best Ideas Tea Party Invitations Ideas .Couple of tea ceremony ideas are as vital as tea!…
Rings
The 21 Best Ideas for Camo Wedding Rings His and Hers

by admin October 8, 2022

by admin October 8, 2022

The 21 Best Ideas for Camo Wedding Rings His and Hers .Locate the ruby involvement ring or…
Easy Hairstyles
Top 21 Easy Hairstyle for Long Thin Hair

by admin October 7, 2022

by admin October 7, 2022

Top 21 Easy Hairstyle for Long Thin Hair .This hairstyle is basic yet charming. Begin with bouncy…
Wedding Dresses
Top 20 Beach Wedding Guest Dress

by admin October 7, 2022

by admin October 7, 2022

Top 20 Beach Wedding Guest Dress .Allow’s encounter it. When it concerns wedding dress, the majority of…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?