Home, Family, Style and Art Ideas

Kids Room Décor Ideas
The top 23 Ideas About Kids' Room Curtains Ideas

by admin October 11, 2022

by admin October 11, 2022

The top 23 Ideas About Kids&#039; Room Curtains Ideas .Give your youngster’s room a makeover that makes…
Wedding Invitations
The Best Ideas for David Bridal Wedding Invitations

by admin October 11, 2022

by admin October 11, 2022

The Best Ideas for David Bridal Wedding Invitations .Among the first and also crucial factors to consider…
Summer Party Ideas
Best 22 End Of Summer Pool Party Ideas

by admin October 11, 2022

by admin October 11, 2022

Best 22 End Of Summer Pool Party Ideas .@[Warm climate asks for an enjoyable summer event with…
Pins
Best 23 Tumblr Pins

by admin October 11, 2022

by admin October 11, 2022

Best 23 Tumblr Pins .Seeking fantastic outfit jewelry brooches and also pins for yourself or as a…
Birthday Decoration Ideas
23 Of the Best Ideas for 16th Birthday Decorations

by admin October 10, 2022

by admin October 10, 2022

23 Of the Best Ideas for 16th Birthday Decorations . Balloons can be one of the most…
Valentines Day Gift Ideas
Top 35 Valentines Gift Ideas for Him Homemade

by admin October 10, 2022

by admin October 10, 2022

Top 35 Valentines Gift Ideas for Him Homemade .You’re not a basic man. That indicates when February…
Landscape Ideas
20 Inexpensive Landscape Design Degree

by admin October 10, 2022

by admin October 10, 2022

20 Inexpensive Landscape Design Degree .A backyard is an expansion of what’s going on inside our home,…
Positive Quotes
The 35 Best Ideas for Great Positive Quotes

by admin October 10, 2022

by admin October 10, 2022

The 35 Best Ideas for Great Positive Quotes . Keep your thoughts favorable, because your thoughts become…
Low Calorie Recipes
Top 30 Low Calorie Boneless Chicken Recipes

by admin October 9, 2022

by admin October 9, 2022

Top 30 Low Calorie Boneless Chicken Recipes .Don’t let some of the active ingredients fool you– this…
Living Room Ideas
21 Perfect Modern Farmhouse Living Room

by admin October 9, 2022

by admin October 9, 2022

21 Perfect Modern Farmhouse Living Room .A contemporary-style living-room can be changed right into a trendy farmhouse…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?