Home, Family, Style and Art Ideas

Cheese Recipes
The Best Cheesecake Filled Cupcakes

by admin October 16, 2022

by admin October 16, 2022

The Best Cheesecake Filled Cupcakes .Progressively add the milk, stirring up until smooth. Mix gently up until…
High Fiber Recipes
The top 24 Ideas About Quinoa soluble Fiber

by admin October 16, 2022

by admin October 16, 2022

The top 24 Ideas About Quinoa soluble Fiber .High-Fiber Recipes Muffins, shakes, as well as meal concepts…
DIY Baby Shower Ideas
20 Of the Best Ideas for Diy Baby Onesie

by admin October 15, 2022

by admin October 15, 2022

20 Of the Best Ideas for Diy Baby Onesie .Prepare for a baby shower with these diy…
DIY Box Ideas
20 Best Shoe Box organizer Diy

by admin October 15, 2022

by admin October 15, 2022

20 Best Shoe Box organizer Diy .The gift box ideas shared here today are layout to be…
Kitchen Ideas
20 Of the Hottest Kitchen Remodeling Scottdale

by admin October 15, 2022

by admin October 15, 2022

20 Of the Hottest Kitchen Remodeling Scottdale .Updating your cooking and food-prep area with a tile backsplash…
Birthday Gift Inspirations
Top 24 Best 50th Birthday Gifts

by admin October 15, 2022

by admin October 15, 2022

Top 24 Best 50th Birthday Gifts .Just how to Choose the Perfect Birthday Celebration GiftYes, we understand.…
Wedding Invitations
The 21 Best Ideas for Emily Post Wedding Invitation

by admin October 14, 2022

by admin October 14, 2022

The 21 Best Ideas for Emily Post Wedding Invitation .One of the very first and essential factors…
Anniversary Quotes
Top 22 Work Anniversary Quotes

by admin October 14, 2022

by admin October 14, 2022

Top 22 Work Anniversary Quotes .That does not suggest it’s constantly very easy to find up with…
Printable Coloring Pages
21 Ideas for Printable Coloring Pages Bible Stories

by admin October 14, 2022

by admin October 14, 2022

21 Ideas for Printable Coloring Pages Bible Stories . Coloring pages as well as printables for youngsters…
Glitter Nails
The Best Ideas for Glitter Gold Nails

by admin October 14, 2022

by admin October 14, 2022

The Best Ideas for Glitter Gold Nails .Shine may make you think back to doing crafts in…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?