Home, Family, Style and Art Ideas

Bob Hairstyles
The top 20 Ideas About Tapered Bob Haircuts

by admin October 19, 2022

by admin October 19, 2022

The top 20 Ideas About Tapered Bob Haircuts .Another popular bob design is the chin length bob…
Bathroom Ideas
30 Insanely Chic Masculine Bathroom Decor

by admin October 18, 2022

by admin October 18, 2022

30 Insanely Chic Masculine Bathroom Decor .Most people wear t have the deluxe of a huge washroom,…
Baby Room Décor
20 Best Baby Girl Decorating Room Ideas

by admin October 18, 2022

by admin October 18, 2022

20 Best Baby Girl Decorating Room Ideas .With all the alternatives as well as nursery layout trends…
Birthday Gift Ideas
20 Best Ideas 50th Birthday Gift Ideas for Best Friend

by admin October 18, 2022

by admin October 18, 2022

20 Best Ideas 50th Birthday Gift Ideas for Best Friend .If you’re the moment a exclusive birthday…
DIY Craft for Kids Ideas
The 20 Best Ideas for Diy Kids toy Storage

by admin October 18, 2022

by admin October 18, 2022

The 20 Best Ideas for Diy Kids toy Storage . A recent study by Dr. Richard Rende…
Birthday Gift Ideas
The Best Birthday Gift Ideas for 18 Year Old Boy

by admin October 17, 2022

by admin October 17, 2022

The Best Birthday Gift Ideas for 18 Year Old Boy . Birthday Gifts If you’re following a…
Girls Hairstyle
The Best Ideas for How to Cut Little Girl Hair

by admin October 17, 2022

by admin October 17, 2022

The Best Ideas for How to Cut Little Girl Hair .For little girls with medium hair lengths…
Low Fat Recipes
22 Best Ideas Low Fat Rice Recipes

by admin October 17, 2022

by admin October 17, 2022

22 Best Ideas Low Fat Rice Recipes .Cutting out hydrogenated fats can lower your cholesterol, so we…
Black Hairstyles
22 Ideas for Black Permed Hairstyles

by admin October 17, 2022

by admin October 17, 2022

22 Ideas for Black Permed Hairstyles .One more kind of entwining is Micro braiding. Micro pigtails are…
Landscape Ideas
24 Gorgeous Wac Landscape Lighting

by admin October 16, 2022

by admin October 16, 2022

24 Gorgeous Wac Landscape Lighting .Bring your home’s best functions to life by producing a remarkable result…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?