Home, Family, Style and Art Ideas

Bedroom Ideas
35 Best Artwork for Bedroom Wall

by admin October 24, 2022

by admin October 24, 2022

35 Best Artwork for Bedroom Wall .Space transformations consist of numerous parts. From furniture, to wall surface…
Potatoes Recipes
The Best Ideas for Fried Sweet Potato

by admin October 24, 2022

by admin October 24, 2022

The Best Ideas for Fried Sweet Potato .Much better than french fries, these delicious potatoes have simply…
Natural Hairstyles
Best 24 Natural Hairstyles Pictures

by admin October 23, 2022

by admin October 23, 2022

Best 24 Natural Hairstyles Pictures .Your day to day hair chaos may be composed of a lot…
Birthday Wishes Ideas
Top 25 Inappropriate Birthday Wishes

by admin October 23, 2022

by admin October 23, 2022

Top 25 Inappropriate Birthday Wishes . All the finest on your birthday! Pleased birthday celebration good friend!…
Nail Ideas
23 Of the Best Ideas for Easter Nail Ideas

by admin October 23, 2022

by admin October 23, 2022

23 Of the Best Ideas for Easter Nail Ideas .Polymer manicures, dip powder nails, as well as…
Women Hairstyles
The 20 Best Ideas for Trending Hairstyles for Women

by admin October 23, 2022

by admin October 23, 2022

The 20 Best Ideas for Trending Hairstyles for Women .Tool hairstyles remain in reality, the best and…
Kids Hairstyles
25 Of the Best Ideas for Crazy Hairstyles for Kids

by admin October 22, 2022

by admin October 22, 2022

25 Of the Best Ideas for Crazy Hairstyles for Kids .@[New Year as well as brand-new hairstyle…
Body Jewelry
The top 23 Ideas About Body Jewelry Diy

by admin October 22, 2022

by admin October 22, 2022

The top 23 Ideas About Body Jewelry Diy .We specialize in wholesale body jewelry, using the latest…
Holiday Gift Ideas
22 Best Ideas Sexy Holiday Gift Ideas

by admin October 22, 2022

by admin October 22, 2022

22 Best Ideas Sexy Holiday Gift Ideas .Our yearly gift guides intend to make vacation shopping personal,…
Inspirational Quotes
24 Best Inspirational Love Quotes for Her

by admin October 22, 2022

by admin October 22, 2022

24 Best Inspirational Love Quotes for Her .Put life in perspective with with some brief yet sage…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?