Home, Family, Style and Art Ideas

Coloring Pages For Girls
Best 25 Coloring Pages for Tween Girls

by admin October 27, 2022

by admin October 27, 2022

Best 25 Coloring Pages for Tween Girls . In this group, you will find remarkable Coloring Pages…
DIY Crafts for Kids
Top 22 Flower Craft for Kids

by admin October 26, 2022

by admin October 26, 2022

Top 22 Flower Craft for Kids .A little felt, googly eyes, and also glue, and also your…
Microwave Recipes
The top 35 Ideas About Devour Microwave Dinners

by admin October 26, 2022

by admin October 26, 2022

The top 35 Ideas About Devour Microwave Dinners .Couple of people would certainly place “crispy” and also…
Wedding Guest Book
Best 21 Red and White Wedding Guest Book

by admin October 26, 2022

by admin October 26, 2022

Best 21 Red and White Wedding Guest Book .Wedding celebration visitor publications are unique memoirs that tape…
Pressure Cooker Recipes
21 Best Chicken Thighs Pressure Cooker Recipe

by admin October 26, 2022

by admin October 26, 2022

21 Best Chicken Thighs Pressure Cooker Recipe .A pressure cooker is a need to for making a…
Backyard Party Ideas
The Best Ideas for Graduation Small Backyard Party Ideas

by admin October 25, 2022

by admin October 25, 2022

The Best Ideas for Graduation Small Backyard Party Ideas .The very best sort of backyard event has…
DIY Craft for Preschoolers Ideas
The Best Ideas for Valentine Craft Idea for Preschool

by admin October 25, 2022

by admin October 25, 2022

The Best Ideas for Valentine Craft Idea for Preschool . Because spring is the time for revival…
Prom Hairstyles
The top 21 Ideas About Wavy Prom Hairstyle

by admin October 25, 2022

by admin October 25, 2022

The top 21 Ideas About Wavy Prom Hairstyle .One great method for the girls to do their…
Best Valentines Day Ideas
The Best Ideas for Personalized Valentines Day Gift for Him

by admin October 24, 2022

by admin October 24, 2022

The Best Ideas for Personalized Valentines Day Gift for Him .There are thousands of valentine day suggestions…
Natural Hairstyles
24 Best Ideas Protective Hairstyles for Short Natural Hair

by admin October 24, 2022

by admin October 24, 2022

24 Best Ideas Protective Hairstyles for Short Natural Hair .Given that our hairs belong to our body,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?