Home, Family, Style and Art Ideas

Bathroom Ideas
35 Fantastic Bathroom Mirror Installation

by admin October 31, 2022

by admin October 31, 2022

35 Fantastic Bathroom Mirror Installation .If you seem like you can never ever have sufficient mirrors for…
Nail Ideas
23 Best Diy Nail Ideas

by admin October 31, 2022

by admin October 31, 2022

23 Best Diy Nail Ideas .Terrific all set to reserve your next manicure, due to the fact…
Birthday Gift Inspirations
24 Of the Best Ideas for 13th Birthday Gift Ideas

by admin October 31, 2022

by admin October 31, 2022

24 Of the Best Ideas for 13th Birthday Gift Ideas .Exactly how to Select the Perfect Birthday…
Bedroom Ideas
30 Fantastic Rustic Bedroom Set

by admin October 31, 2022

by admin October 31, 2022

30 Fantastic Rustic Bedroom Set .Making over your master collection? Combining typical shapes with rustic information, this…
Coloring Pages for Children
Top 21 Baby Foxes Coloring Pages

by admin October 30, 2022

by admin October 30, 2022

Top 21 Baby Foxes Coloring Pages .Come and also have fun with cost-free coloring pages appropriate for…
Nail Colors
22 Ideas for Chanel Nail Colors

by admin October 30, 2022

by admin October 30, 2022

22 Ideas for Chanel Nail Colors .From the worlds of the Egyptian Pharaohs to the Aztecs, royal…
Curly Hairstyles
25 Of the Best Ideas for Hairstyle Naturally Curly Hair

by admin October 30, 2022

by admin October 30, 2022

25 Of the Best Ideas for Hairstyle Naturally Curly Hair .Just bear in mind that once you…
Bathroom Ideas
24 Stylish Subway Tiles Bathroom Ideas

by admin October 30, 2022

by admin October 30, 2022

24 Stylish Subway Tiles Bathroom Ideas .Metro tile is among one of the most functional design alternatives.…
Birthday Gift Ideas
20 Best Ideas 7 Year Old Boy Birthday Gift Ideas

by admin October 29, 2022

by admin October 29, 2022

20 Best Ideas 7 Year Old Boy Birthday Gift Ideas .If you’re as soon as a one…
Bracelets
The 21 Best Ideas for Alex and Ani Charm Bracelets

by admin October 29, 2022

by admin October 29, 2022

The 21 Best Ideas for Alex and Ani Charm Bracelets .Very carefully crafted from costs steels, our…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?