Home, Family, Style and Art Ideas

Little Girl Hairstyles
Top 20 Cute Quick Little Girl Hairstyles

by admin November 12, 2022

by admin November 12, 2022

Top 20 Cute Quick Little Girl Hairstyles .Every mom likes the comfort of short hairstyles for their…
Best Memorial Day Ideas
23 Best Ideas Memorial Day Vacations Ideas

by admin November 12, 2022

by admin November 12, 2022

23 Best Ideas Memorial Day Vacations Ideas .There are particular vacations within our culture that we generally…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Boyfriend 16th Birthday Gift Ideas

by admin November 12, 2022

by admin November 12, 2022

25 Of the Best Ideas for Boyfriend 16th Birthday Gift Ideas .Maybe his last gift to you…
Gift Ideas For Boyfriend
25 Ideas for Gift Ideas for Boyfriends

by admin November 11, 2022

by admin November 11, 2022

25 Ideas for Gift Ideas for Boyfriends .Perhaps his last gift to you was a loser and…
Low Calorie Recipes
Top 30 Low Calorie Chicken Dinners

by admin November 11, 2022

by admin November 11, 2022

Top 30 Low Calorie Chicken Dinners .Toasting isn’t generally the initial cooking technique you think about for…
Easter Party Ideas
30 Of the Best Ideas for Easter Party Ideas for Church

by admin November 11, 2022

by admin November 11, 2022

30 Of the Best Ideas for Easter Party Ideas for Church .Whether you have a small gathering…
DIY Mask Ideas
23 Best Diy Face Masks for Acne Scars

by admin November 11, 2022

by admin November 11, 2022

23 Best Diy Face Masks for Acne Scars .Oh, deal with masks, allow us count the ways…
Tea Party Ideas
The 30 Best Ideas for Team Umizoomi Party Ideas

by admin November 10, 2022

by admin November 10, 2022

The 30 Best Ideas for Team Umizoomi Party Ideas .Couple of tea ceremony ideas are as crucial…
Kitchen Ideas
25 Fancy Refinish Kitchen Countertops

by admin November 10, 2022

by admin November 10, 2022

25 Fancy Refinish Kitchen Countertops .The array of materials that can be made use of for cooking…
Gender Reveal Party Ideas
The Best Ideas for Guns and Glitter Gender Reveal Party Ideas

by admin November 10, 2022

by admin November 10, 2022

The Best Ideas for Guns and Glitter Gender Reveal Party Ideas . I went to a gender…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?