Home, Family, Style and Art Ideas

Coloring Pages for Children
The top 21 Ideas About Emoji Coloring Pages for Kids

by admin November 15, 2022

by admin November 15, 2022

The top 21 Ideas About Emoji Coloring Pages for Kids .Have and come enjoyable with free coloring…
DIY Dog Ideas
Best 22 Diy Healthy Dog Treats

by admin November 14, 2022

by admin November 14, 2022

Best 22 Diy Healthy Dog Treats . Trying to find some pet crafts to produce your puppy?…
Crochet Hairstyles
The 22 Best Ideas for Different Crochet Hairstyles

by admin November 14, 2022

by admin November 14, 2022

The 22 Best Ideas for Different Crochet Hairstyles .Crochet braids, additionally known as latch hook braids, are…
Birthday Gift Inspirations
24 Best Ideas Birthday Gift Ideas for Men

by admin November 14, 2022

by admin November 14, 2022

24 Best Ideas Birthday Gift Ideas for Men . Sure, your birthday celebration girl loves her share…
Best St. Patrick Day Ideas
The Best Party City St Patrick's Day Costumes

by admin November 14, 2022

by admin November 14, 2022

The Best Party City St Patrick&#039;s Day Costumes .A lot of people expect to get presents on…
Birthday Gift Ideas
The 20 Best Ideas for Birthday Gift Ideas for New Moms

by admin November 13, 2022

by admin November 13, 2022

The 20 Best Ideas for Birthday Gift Ideas for New Moms .If you’re soon after a exclusive…
Brooches
Best 22 Brooches Ceramic

by admin November 13, 2022

by admin November 13, 2022

Best 22 Brooches Ceramic .Looking for incredible costume jewelry brooches and pins for yourself or as a…
Birthday Party Inspirations
The top 30 Ideas About Safari themed Birthday Party

by admin November 13, 2022

by admin November 13, 2022

The top 30 Ideas About Safari themed Birthday Party . Find Birthday Celebration Product, including Decorations, Favors…
Birthday Party Ideas
21 Best Ideas Senior Birthday Party Ideas

by admin November 13, 2022

by admin November 13, 2022

21 Best Ideas Senior Birthday Party Ideas . For the youngest among us, birthday celebration parties at…
Beautiful Nails
20 Ideas for Beautiful Nails Fresno

by admin November 12, 2022

by admin November 12, 2022

20 Ideas for Beautiful Nails Fresno .Gorgeous Nails & Body Beauty parlor brings an unique, indulgent as…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?