Home, Family, Style and Art Ideas

DIY Kit Ideas
The Best Diy Home Kit

by admin November 19, 2022

by admin November 19, 2022

The Best Diy Home Kit .Doing not have different techniques of fire illumination, the Zippo Emergency Situation…
DIY Craft for Kids Ideas
Top 20 Kids Making Art

by admin November 19, 2022

by admin November 19, 2022

Top 20 Kids Making Art .Looking for enjoyable crafts to attempt with your grandchildren and kids? We…
Wedding Dresses
The 20 Best Ideas for Unique Wedding Dresses

by admin November 18, 2022

by admin November 18, 2022

The 20 Best Ideas for Unique Wedding Dresses .Are you ready to get wed? For many women,…
Kids Hairstyles
25 Best Kids Fade Haircuts

by admin November 18, 2022

by admin November 18, 2022

25 Best Kids Fade Haircuts .@[New Year as well as new hairstyle go hand in hand. An…
Beautiful Nails
The Best Beautiful Nails Fresno Ca

by admin November 18, 2022

by admin November 18, 2022

The Best Beautiful Nails Fresno Ca .Gorgeous Nails & Body Salon brings an exclusive, indulgent and pampering…
Kids Party Ideas
24 Best Ideas Children Tea Party Ideas

by admin November 18, 2022

by admin November 18, 2022

24 Best Ideas Children Tea Party Ideas .When you need to prepare a celebration for your little…
Graduation Gift Ideas
The Best Ideas for Guy Graduation Gift Ideas

by admin November 17, 2022

by admin November 17, 2022

The Best Ideas for Guy Graduation Gift Ideas .Fashion jewelry is a sweet selection as a college…
Wedding Invitations
The top 21 Ideas About Red and Black Wedding Invitations

by admin November 17, 2022

by admin November 17, 2022

The top 21 Ideas About Red and Black Wedding Invitations .Traditional wedding event invitations look like they…
Beach Party Ideas
Best 35 Birthday Party Ideas In Virginia Beach

by admin November 17, 2022

by admin November 17, 2022

Best 35 Birthday Party Ideas In Virginia Beach .Order some mason containers, load them with sand and…
Kids Fashion Ideas
Top 24 Party Dresses Kids

by admin November 17, 2022

by admin November 17, 2022

Top 24 Party Dresses Kids .The Ultimate guide to child clothing Dressing up babies can be truly…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?