Home, Family, Style and Art Ideas

Best Passover Ideas
24 Ideas for Kosher for Passover Food

by admin November 20, 2022

by admin November 20, 2022

24 Ideas for Kosher for Passover Food .Passover is a time for connecting to those whom you…
Bridesmaid Hairstyles
The Best Ideas for Wedding Hairstyles for Long Hair Bridesmaid

by admin November 20, 2022

by admin November 20, 2022

The Best Ideas for Wedding Hairstyles for Long Hair Bridesmaid .Does a new bride choose on an…
Birthday Wishes Ideas
The top 25 Ideas About Birthday Wishes for Daughter In Law

by admin November 20, 2022

by admin November 20, 2022

The top 25 Ideas About Birthday Wishes for Daughter In Law .Sending out birthday celebration greetings has…
Low Cholesterol Recipes
The Best Ideas for Low Cholesterol Crock Pot Recipes

by admin November 20, 2022

by admin November 20, 2022

The Best Ideas for Low Cholesterol Crock Pot Recipes .Fish can be lean or fatty, however it’s…
Beautiful Nails
The Best Ideas for Pretty Nails Marietta Ohio

by admin November 19, 2022

by admin November 19, 2022

The Best Ideas for Pretty Nails Marietta Ohio .Our specialist and welcoming team make it their concern…
Mermaid Party Ideas
The 20 Best Ideas for Mermaid Party Bag Ideas

by admin November 19, 2022

by admin November 19, 2022

The 20 Best Ideas for Mermaid Party Bag Ideas . Actually, this mermaid fad has legs. (In…
DIY Kit Ideas
The Best Diy Home Kit

by admin November 19, 2022

by admin November 19, 2022

The Best Diy Home Kit .Doing not have different techniques of fire illumination, the Zippo Emergency Situation…
DIY Craft for Kids Ideas
Top 20 Kids Making Art

by admin November 19, 2022

by admin November 19, 2022

Top 20 Kids Making Art .Looking for enjoyable crafts to attempt with your grandchildren and kids? We…
Wedding Dresses
The 20 Best Ideas for Unique Wedding Dresses

by admin November 18, 2022

by admin November 18, 2022

The 20 Best Ideas for Unique Wedding Dresses .Are you ready to get wed? For many women,…
Kids Hairstyles
25 Best Kids Fade Haircuts

by admin November 18, 2022

by admin November 18, 2022

25 Best Kids Fade Haircuts .@[New Year as well as new hairstyle go hand in hand. An…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?