Home, Family, Style and Art Ideas

Funny Quotes
25 Of the Best Ideas for Funny Quotes About Life and Love

by admin November 23, 2022

by admin November 23, 2022

25 Of the Best Ideas for Funny Quotes About Life and Love . I live a little…
Best Gift Ideas
Shop Popilush 2022 Black Friday Sale Premium Shapewear

by admin November 23, 2022

by admin November 23, 2022

We are halfway through November and now, there are many Black Friday deals underway. This year, Black…
Printable Coloring Pages
21 Best Free Printable solar System Coloring Pages

by admin November 22, 2022

by admin November 22, 2022

21 Best Free Printable solar System Coloring Pages . Coloring pages and also printables for kids of…
Storage Ideas
23 Charming Waterproof Outdoor Storage Bench

by admin November 22, 2022

by admin November 22, 2022

23 Charming Waterproof Outdoor Storage Bench .Storage space OttomansKeep all your cozy things concealed with a stylish…
Coloring Pages For Girls
The 25 Best Ideas for Coloring Pages Of Cute Girls

by admin November 22, 2022

by admin November 22, 2022

The 25 Best Ideas for Coloring Pages Of Cute Girls . In this classification, you will certainly…
Beautiful Nails
The 20 Best Ideas for Pretty Nails 2

by admin November 22, 2022

by admin November 22, 2022

The 20 Best Ideas for Pretty Nails 2 .Our professional and inviting team make it their priority…
Education Quotes
35 Of the Best Ideas for Quotes About Education

by admin November 21, 2022

by admin November 21, 2022

35 Of the Best Ideas for Quotes About Education . In the perfect case, education as well…
DIY Organizer Ideas
30 Ideas for Diy Shoe organizing Ideas

by admin November 21, 2022

by admin November 21, 2022

30 Ideas for Diy Shoe organizing Ideas . You ll discover a lot here and also all…
Mothers Day Gift Ideas
Best 30 Mother Of the Groom Gift Ideas From Bride

by admin November 21, 2022

by admin November 21, 2022

Best 30 Mother Of the Groom Gift Ideas From Bride .The last thing any type of mom…
Wedding Shoes
24 Best Wedding Shoes Low Heel

by admin November 21, 2022

by admin November 21, 2022

24 Best Wedding Shoes Low Heel .The bride can likewise select wedge shoes to wear during the…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?