Home, Family, Style and Art Ideas

DIY Dog Ideas
The Best Thunder Wrap for Dogs Diy

by admin November 27, 2022

by admin November 27, 2022

The Best Thunder Wrap for Dogs Diy .It’s part toy, component reward, with a full serving of…
Kitchen Ideas
20 Lovely Small Kitchen Ideas with islands

by admin November 27, 2022

by admin November 27, 2022

20 Lovely Small Kitchen Ideas with islands .This small kitchen idea approves the industrial vibes thanks to…
Beautiful Nails
Top 20 Pictures Of Beautiful Nails

by admin November 27, 2022

by admin November 27, 2022

Top 20 Pictures Of Beautiful Nails .Our specialist and welcoming team make it their concern to guarantee…
Halloween Party Ideas
Top 23 Halloween Decoration Ideas for Party

by admin November 27, 2022

by admin November 27, 2022

Top 23 Halloween Decoration Ideas for Party .Trick-or-treating as well as pulling with each other the best…
Best Easter Ideas
25 Ideas for Printable Easter Gift Tags

by admin November 26, 2022

by admin November 26, 2022

25 Ideas for Printable Easter Gift Tags .Easter is simply around the edge and also obviously you…
Bob Hairstyles
20 Best Ideas Weave Bob Hairstyle

by admin November 26, 2022

by admin November 26, 2022

20 Best Ideas Weave Bob Hairstyle .An additional preferred bob style is the chin size bob in…
Best Labor Day Ideas
The top 24 Ideas About Labor Day Activities In Chicago

by admin November 26, 2022

by admin November 26, 2022

The top 24 Ideas About Labor Day Activities In Chicago .As the very first Monday of September…
Appetizer Recipes
30 Best Appetizers for Italian Dinner

by admin November 25, 2022

by admin November 25, 2022

30 Best Appetizers for Italian Dinner .This appetizer is delicious, easy as well as rather, also! Every…
Living Room Ideas
25 Trendy Jcpenney Living Room Curtains

by admin November 25, 2022

by admin November 25, 2022

25 Trendy Jcpenney Living Room Curtains .These drapes are designed to fit the smallest windows, such as…
Kitchen Ideas
22 Smart Kitchen Subway Tile

by admin November 25, 2022

by admin November 25, 2022

22 Smart Kitchen Subway Tile .This open cooking area in Melbourne, Australia, includes hand-made Spanish tiles on…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?