Home, Family, Style and Art Ideas

Living Room Ideas
25 Unique Styling Ideas for Your Curtains for Living Room

by admin November 30, 2022

by admin November 30, 2022

25 Unique Styling Ideas for Your Curtains for Living Room .Quickly update your home windows with this…
Graduation Party Ideas
35 Best Lpn Graduation Party Ideas

by admin November 29, 2022

by admin November 29, 2022

35 Best Lpn Graduation Party Ideas . Offer your grad a grand send-off by having visitors document…
Gift Ideas For Couples
20 Best Couples Wedding Shower Gift Ideas

by admin November 29, 2022

by admin November 29, 2022

20 Best Couples Wedding Shower Gift Ideas .Discovering presents for couples is a cinch when you have…
Motivational Quotes
Top 30 Warrior Motivational Quotes

by admin November 29, 2022

by admin November 29, 2022

Top 30 Warrior Motivational Quotes . What is it about motivational quotes that make them so charming?…
Kids Room Ideas
23 Antique Kids Basement Playrooms

by admin November 29, 2022

by admin November 29, 2022

23 Antique Kids Basement Playrooms .Kids’ rooms should contain kids s furniture. A woman s area, a…
Inspirational Quotes
Best 24 Beautiful Inspirational Quotes

by admin November 28, 2022

by admin November 28, 2022

Best 24 Beautiful Inspirational Quotes . This is a quote that can come in convenient if you’re…
Birthday Wishes Ideas
The 25 Best Ideas for Birthday Wishes for Aunt

by admin November 28, 2022

by admin November 28, 2022

The 25 Best Ideas for Birthday Wishes for Aunt .Sending birthday celebration greetings has actually become an…
DIY Mask Ideas
23 Of the Best Ideas for Diy Blackhead Mask

by admin November 28, 2022

by admin November 28, 2022

23 Of the Best Ideas for Diy Blackhead Mask .Oh, deal with masks, allow us count the…
Wedding Gift Ideas
The Best Wedding Gift Ideas From Parents to Bride and Groom

by admin November 28, 2022

by admin November 28, 2022

The Best Wedding Gift Ideas From Parents to Bride and Groom . And afterwards of course, there…
DIY Dog Ideas
The Best Thunder Wrap for Dogs Diy

by admin November 27, 2022

by admin November 27, 2022

The Best Thunder Wrap for Dogs Diy .It’s part toy, component reward, with a full serving of…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?