Home, Family, Style and Art Ideas

Long Hairstyles
23 Ideas for Long In Front Short In Back Hairstyle

by admin December 2, 2022

by admin December 2, 2022

23 Ideas for Long In Front Short In Back Hairstyle .It is additionally important, specifically with lengthy…
Nail Colors
The Best Ideas for Popular Nail Colors Summer 2020

by admin December 2, 2022

by admin December 2, 2022

The Best Ideas for Popular Nail Colors Summer 2020 .You ll notice that the most scrumptious red…
Best Passover Ideas
24 Of the Best Ideas for Passover Food Rules

by admin December 2, 2022

by admin December 2, 2022

24 Of the Best Ideas for Passover Food Rules .Passover is a time for connecting to those…
Slow Cooker Recipes
21 Best Vegan Stew Slow Cooker

by admin December 1, 2022

by admin December 1, 2022

21 Best Vegan Stew Slow Cooker .During those hectic weeks when you merely do not have sufficient…
Girls Hairstyle
The top 24 Ideas About Simple Little Girl Hairstyles

by admin December 1, 2022

by admin December 1, 2022

The top 24 Ideas About Simple Little Girl Hairstyles .Every mommy likes the benefit of short hairstyles…
Birthday Quote Ideas
The Best Ideas for Happy Birthday Quotes with Pictures

by admin December 1, 2022

by admin December 1, 2022

The Best Ideas for Happy Birthday Quotes with Pictures .Sending out birthday celebration introductions has actually ended…
Coloring Pages For Kids
Top 25 Panda Coloring Pages for Kids

by admin December 1, 2022

by admin December 1, 2022

Top 25 Panda Coloring Pages for Kids . Maintain children hectic and creative anywhere, anytime, with coloring…
Best Halloween Ideas
Best 23 Trio Halloween Costume Ideas

by admin November 30, 2022

by admin November 30, 2022

Best 23 Trio Halloween Costume Ideas .For the costume purchasing you may need to invest a few…
Thanksgiving Quotes
30 Ideas for Thanksgiving Quotes Military

by admin November 30, 2022

by admin November 30, 2022

30 Ideas for Thanksgiving Quotes Military .” Among my most memorable Thanksgiving memories was most likely the…
Christmas Party Ideas
The top 25 Ideas About Christmas Party Decorations Ideas

by admin November 30, 2022

by admin November 30, 2022

The top 25 Ideas About Christmas Party Decorations Ideas . If people are seeming less active for…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?