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Home, Family, Style and Art Ideas
  • Home
  • Categories
    • Home Decor
      • Backyard Ideas
      • Bathroom Ideas
      • Bedroom Ideas
      • Fireplace Ideas
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      • Storage Ideas
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      • Anime Hairstyles
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  • Graduation Party Ideas

    The Best Ideas for 8th Grade Graduation Pool Party Ideas

    by admin December 4, 2022
    by admin December 4, 2022

    The Best Ideas for 8th Grade Graduation Pool Party Ideas . Give your grad a grand send-off…

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    by admin December 3, 2022

    Top 20 Abc Coloring Pages for toddlers .I think I put on t see coloring pages as…

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    22 Favorite Recessed Lighting Placement Kitchen

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    by admin December 3, 2022

    22 Favorite Recessed Lighting Placement Kitchen .If you want a captivating item in your cooking area, you…

  • Quick and Easy Recipes

    The Best Bob's Red Mill Quick Cooking Steel Cut Oats

    by admin December 3, 2022
    by admin December 3, 2022

    The Best Bob's Red Mill Quick Cooking Steel Cut Oats .With recipes this easy, those forget-to-meal-prep evenings…

  • Wedding Favors

    The Best Inexpensive Wedding Favor Ideas

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    by admin December 3, 2022

    The Best Inexpensive Wedding Favor Ideas .A wedding celebration support is an old tradition in which small…

  • Bathroom Ideas

    25 Stunning Jack and Jill Bathroom Designs

    by admin December 2, 2022
    by admin December 2, 2022

    25 Stunning Jack and Jill Bathroom Designs .When you consider white and modern-day, this is the sort…

  • Long Hairstyles

    23 Ideas for Long In Front Short In Back Hairstyle

    by admin December 2, 2022
    by admin December 2, 2022

    23 Ideas for Long In Front Short In Back Hairstyle .It is additionally important, specifically with lengthy…

  • Nail Colors

    The Best Ideas for Popular Nail Colors Summer 2020

    by admin December 2, 2022
    by admin December 2, 2022

    The Best Ideas for Popular Nail Colors Summer 2020 .You ll notice that the most scrumptious red…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?




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