Home, Family, Style and Art Ideas

Christmas Gift Ideas
The top 20 Ideas About Christmas Gift Ideas for Hunters

by admin December 16, 2022

by admin December 16, 2022

The top 20 Ideas About Christmas Gift Ideas for Hunters .Find the excellent gift for everyone on…
Inspirational Quotes
24 Ideas for Inspirational Quotes About Struggle In Life

by admin December 16, 2022

by admin December 16, 2022

24 Ideas for Inspirational Quotes About Struggle In Life .Put life in point of view with with…
Coloring Pages For Girls
Best 25 Black Girls Coloring Pages

by admin December 16, 2022

by admin December 16, 2022

Best 25 Black Girls Coloring Pages .Supercoloring.com is a super enjoyable for all ages: for kids and…
DIY Organizer Ideas
The top 30 Ideas About Diy organize Room

by admin December 16, 2022

by admin December 16, 2022

The top 30 Ideas About Diy organize Room . You ll locate a lot below and also…
Anniversary Gift Ideas
The 20 Best Ideas for 5th Wedding Anniversary Gift Ideas for Her

by admin December 15, 2022

by admin December 15, 2022

The 20 Best Ideas for 5th Wedding Anniversary Gift Ideas for Her .Please your beloved partner by…
Wedding Themes
The Best Ideas for 50s Wedding theme

by admin December 15, 2022

by admin December 15, 2022

The Best Ideas for 50s Wedding theme .The perfect event location for this motif is a Victorian…
Gift Ideas For Girls
The Best Tween Gift Ideas Girls

by admin December 15, 2022

by admin December 15, 2022

The Best Tween Gift Ideas Girls . Females love shocks, especially gifts. Thus, pamper your girl love…
DIY Dog Ideas
The Best Diy Small Dog House

by admin December 15, 2022

by admin December 15, 2022

The Best Diy Small Dog House .It’s part plaything, part treat, with a full offering of cuteness.…
Rings
The Best Groupon Wedding Rings

by admin December 14, 2022

by admin December 14, 2022

The Best Groupon Wedding Rings .Engagement rings are the best expression of love, which is why their…
DIY Craft for Preschoolers Ideas
25 Of the Best Ideas for Preschool Winter Crafts Ideas

by admin December 14, 2022

by admin December 14, 2022

25 Of the Best Ideas for Preschool Winter Crafts Ideas . Daily Leisure has a number of…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?