Home, Family, Style and Art Ideas

DIY Craft for Kids Ideas
Best 20 Diy Kids Ugly Christmas Sweater

by admin September 27, 2024

by admin September 27, 2024

Best 20 Diy Kids Ugly Christmas Sweater .Looking for fun crafts to try with your kids and…
Landscape Ideas
23 Marvelous Black Landscape Edging

by admin September 27, 2024

by admin September 27, 2024

23 Marvelous Black Landscape Edging .If you live in a place with heavy rains as well as…
Baby Shower Recipes
Top 25 Baby Barley Cereal

by admin September 26, 2024

by admin September 26, 2024

Top 25 Baby Barley Cereal .Sherbet Shower Shock This punch is always excellent for Bridal as well…
Birthday Card Ideas
The Best Ideas for Facebook Happy Birthday Cards

by admin September 26, 2024

by admin September 26, 2024

The Best Ideas for Facebook Happy Birthday Cards . A homemade birthday card indicates that you really…
Printable Coloring Pages
21 Of the Best Ideas for Free Printable Monster Truck Coloring Pages

by admin September 26, 2024

by admin September 26, 2024

21 Of the Best Ideas for Free Printable Monster Truck Coloring Pages . Coloring pages and printables…
Best Summer Ideas
The Best Ideas for Summer Activities Nj

by admin September 26, 2024

by admin September 26, 2024

The Best Ideas for Summer Activities Nj .There are MANY points you can do with this option.…
Graduation Party Ideas
The Best Western Graduation Party Ideas

by admin September 25, 2024

by admin September 25, 2024

The Best Western Graduation Party Ideas .No matter if you consider yourself an Amazon.com Prime or Pinterest…
Wedding Gowns
Best 23 Wedding Gown Patterns

by admin September 25, 2024

by admin September 25, 2024

Best 23 Wedding Gown Patterns .Shape refers to the overall cut of a gown. It’s the most…
Wedding Invitations
The top 21 Ideas About Printable 50th Wedding Anniversary Invitations

by admin September 25, 2024

by admin September 25, 2024

The top 21 Ideas About Printable 50th Wedding Anniversary Invitations .Traditional wedding celebration invites look like they…
Nail Ideas
23 Of the Best Ideas for Fall Nail Ideas

by admin September 25, 2024

by admin September 25, 2024

23 Of the Best Ideas for Fall Nail Ideas .Wonderful ready to book your following manicure, because…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?