Home, Family, Style and Art Ideas

Life Quotes
The 22 Best Ideas for Speak Life Quotes

by admin December 31, 2022

by admin December 31, 2022

The 22 Best Ideas for Speak Life Quotes . Absolutely a quote to obey, the American captain…
Best Valentines Day Ideas
The Best Great Valentines Day Ideas for Him

by admin December 31, 2022

by admin December 31, 2022

The Best Great Valentines Day Ideas for Him .Most likely to your chocolate store as well as…
Birthday Invitation Ideas
The Best Ideas for 21st Birthday Invitation

by admin December 31, 2022

by admin December 31, 2022

The Best Ideas for 21st Birthday Invitation . Prior to the special day, strategy ahead and also…
Wedding Cakes
The Best Ideas for 50th Wedding Anniversary Cake topper

by admin December 30, 2022

by admin December 30, 2022

The Best Ideas for 50th Wedding Anniversary Cake topper .Among the important things that you might have…
Positive Quotes
The Best Trying to Be Positive Quotes

by admin December 30, 2022

by admin December 30, 2022

The Best Trying to Be Positive Quotes .These sensible as well as beautiful words from your favorite…
DIY Craft for Toddlers Ideas
30 Best Diy Advent Calendar for toddlers

by admin December 30, 2022

by admin December 30, 2022

30 Best Diy Advent Calendar for toddlers . Daily Leisure has a number of charming crafts for…
Nail Colors
The Best Ideas for Good Nail Colors for Pale Skin

by admin December 30, 2022

by admin December 30, 2022

The Best Ideas for Good Nail Colors for Pale Skin .When taking into consideration the chillier season,…
Wedding Shoes
The Best Ideas for Wedding Shoes Designer

by admin December 29, 2022

by admin December 29, 2022

The Best Ideas for Wedding Shoes Designer .The bride can additionally select wedge shoes to use during…
Best St. Patrick Day Ideas
Best 22 St Patrick's Day Bulletin Board Ideas Preschool

by admin December 29, 2022

by admin December 29, 2022

Best 22 St Patrick&#039;s Day Bulletin Board Ideas Preschool .The shock factor. The majority of people expect…
DIY Wedding Ideas
21 Best Ideas Diy Backdrops for Wedding

by admin December 29, 2022

by admin December 29, 2022

21 Best Ideas Diy Backdrops for Wedding . Today We’ll share you most popular DIY wedding event…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?