Home, Family, Style and Art Ideas

Kids Fashion Ideas
24 Best Creativity for Kids Fashion Design

by admin January 18, 2023

by admin January 18, 2023

24 Best Creativity for Kids Fashion Design .The Ultimate guide to infant garments Sprucing up babies can…
Baby Shower Gifts
The top 21 Ideas About Baby Boy Christening Gift

by admin January 18, 2023

by admin January 18, 2023

The top 21 Ideas About Baby Boy Christening Gift .When it comes to getting baby presents, the…
Birthday Quote Ideas
35 Ideas for Second Birthday Quotes

by admin January 18, 2023

by admin January 18, 2023

35 Ideas for Second Birthday Quotes .Sending birthday celebration greetings has actually become a needed custom these…
Bedroom Ideas
35 Charming Bedroom Shoes for Womens

by admin January 17, 2023

by admin January 17, 2023

35 Charming Bedroom Shoes for Womens .When it pertains to manly bed rooms, the initial thing that…
Nail Ideas
Top 23 Gold Nail Ideas

by admin January 17, 2023

by admin January 17, 2023

Top 23 Gold Nail Ideas .Excellent prepared to reserve your next manicure, because this nail inspo is…
Gift Ideas For Boys
23 Best Ideas Boys Communion Gift Ideas

by admin January 17, 2023

by admin January 17, 2023

23 Best Ideas Boys Communion Gift Ideas . This gift is both technology and tactile. And also,…
Jewelry Sets
The Best Wedding Bands Sets

by admin January 17, 2023

by admin January 17, 2023

The Best Wedding Bands Sets .Precious jewelry sets make an exceptional present for your partner, mama, sister…
Cute Hairstyles
22 Best Fast Cute Hairstyles

by admin January 16, 2023

by admin January 16, 2023

22 Best Fast Cute Hairstyles .Treating your hair with high quality shampoos and also conditioners is important…
Nail Designs
The Best Brown and Gold Nail Designs

by admin January 16, 2023

by admin January 16, 2023

The Best Brown and Gold Nail Designs .If you are looking for a controlled gel nail idea,…
Dinner Party Ideas
The top 24 Ideas About Mexican Dinner Party Ideas

by admin January 16, 2023

by admin January 16, 2023

The top 24 Ideas About Mexican Dinner Party Ideas .We’ve created a collection of dinner party ideas,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?