Home, Family, Style and Art Ideas

Birthday Gift Inspirations
The Best Ideas for 30th Birthday Gifts for Her

by admin January 23, 2023

by admin January 23, 2023

The Best Ideas for 30th Birthday Gifts for Her . Certain, you can pick something cool off…
Valentines Day Gift Ideas
The top 35 Ideas About Boy Gift Ideas for Valentines

by admin January 23, 2023

by admin January 23, 2023

The top 35 Ideas About Boy Gift Ideas for Valentines .Shop from these thoughtful as well as…
Positive Quotes
The Best Ideas for Positive Quotes to Live by

by admin January 23, 2023

by admin January 23, 2023

The Best Ideas for Positive Quotes to Live by . Keep your ideas positive, due to the…
Love Quotes
The top 20 Ideas About to Love and Be Loved Quotes

by admin January 22, 2023

by admin January 22, 2023

The top 20 Ideas About to Love and Be Loved Quotes .I’m self-indulgent, restless as well as…
Holiday Gift Ideas
Best 22 Company Holiday Gift Ideas

by admin January 22, 2023

by admin January 22, 2023

Best 22 Company Holiday Gift Ideas .Our annual gift overviews intend to make vacation shopping personal, thoughtful,…
Best Valentines Day Ideas
20 Best Ideas Valentines Day Quotes for Mom

by admin January 22, 2023

by admin January 22, 2023

20 Best Ideas Valentines Day Quotes for Mom .Yes, the beautiful day is close. I suggest Valentines…
Updo Hairstyles
21 Best Ideas Long Hairstyles Updo

by admin January 21, 2023

by admin January 21, 2023

21 Best Ideas Long Hairstyles Updo .Beginning with just straight hair, you can use big curling irons…
Mushrooms Recipes
30 Best Ideas Portabella Mushroom Recipes Vegetarian

by admin January 21, 2023

by admin January 21, 2023

30 Best Ideas Portabella Mushroom Recipes Vegetarian .Mushrooms add a wonderful earthy flavour to mouth-watering dishes. We…
Kids Room Décor Ideas
The Best Ideas for Storage solutions for Kids Room

by admin January 21, 2023

by admin January 21, 2023

The Best Ideas for Storage solutions for Kids Room .Flexibility is important when it comes to making…
Graduation Gift Ideas
Top 25 Men's Graduation Gift Ideas

by admin January 21, 2023

by admin January 21, 2023

Top 25 Men&#039;s Graduation Gift Ideas .Whether your high school grad is heading off to college, joining…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?