Home, Family, Style and Art Ideas

Nail Colors
The Best Ideas for February Nail Colors

by admin January 26, 2023

by admin January 26, 2023

The Best Ideas for February Nail Colors .Juicy reds are rocketing up the style charts this loss.…
Glitter Nails
The top 25 Ideas About Chunky Glitter Nails

by admin January 25, 2023

by admin January 25, 2023

The top 25 Ideas About Chunky Glitter Nails .If you have a difficult time making each nail…
Paint Ideas
22 Elegant Sherwin Williams Deck Paint

by admin January 25, 2023

by admin January 25, 2023

22 Elegant Sherwin Williams Deck Paint .Staining a deck can be a huge task so pick your…
Birthday Wishes Ideas
25 Of the Best Ideas for Hilarious Birthday Wishes

by admin January 25, 2023

by admin January 25, 2023

25 Of the Best Ideas for Hilarious Birthday Wishes .Sending out birthday introductions has actually become a…
Inspirational Quotes
Best 24 Inspirational Quotes for Love

by admin January 25, 2023

by admin January 25, 2023

Best 24 Inspirational Quotes for Love .Put life in viewpoint with with some short yet sage items…
Birthday Gift Inspirations
The Best Birthday Gifts for A One Year Old

by admin January 24, 2023

by admin January 24, 2023

The Best Birthday Gifts for A One Year Old .Just how to Pick the Perfect Birthday GiftYes,…
Wedding Bands
The Best Ideas for Frederick Goldman Wedding Bands

by admin January 24, 2023

by admin January 24, 2023

The Best Ideas for Frederick Goldman Wedding Bands .You can set filters for the basic design you…
High Fiber Recipes
The top 24 Ideas About Carrot Dietary Fiber

by admin January 24, 2023

by admin January 24, 2023

The top 24 Ideas About Carrot Dietary Fiber .A quick, functional method to prepare couscous with summer…
Organizing Ideas
30 Of the Hottest Garage organization System

by admin January 24, 2023

by admin January 24, 2023

30 Of the Hottest Garage organization System .Garage Shelving Devices Open shelving systems keep your things arranged…
Mens Hairstyles
25 Of the Best Ideas for Mens Fohawk Hairstyles

by admin January 23, 2023

by admin January 23, 2023

25 Of the Best Ideas for Mens Fohawk Hairstyles .The short service cut. It can be split…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?