Home, Family, Style and Art Ideas

Graduation Party Ideas
35 Of the Best Ideas for Graduation Party Food Ideas for A Crowd

by admin January 28, 2023

by admin January 28, 2023

35 Of the Best Ideas for Graduation Party Food Ideas for A Crowd .Despite if you consider…
Kitchen Ideas
23 Incredible White Kitchen Utensils

by admin January 28, 2023

by admin January 28, 2023

23 Incredible White Kitchen Utensils .You should understand that white is the most popular alternative for real…
Rings
The 21 Best Ideas for Diamond Ear Rings

by admin January 28, 2023

by admin January 28, 2023

The 21 Best Ideas for Diamond Ear Rings .Discover the ruby interaction ring or wedding set of…
Gender Reveal Party Ideas
The top 20 Ideas About Gender Reveal Party Gift Ideas

by admin January 27, 2023

by admin January 27, 2023

The top 20 Ideas About Gender Reveal Party Gift Ideas .Among one of the most interesting components…
Coloring Pages For Boys
30 Best Ideas Coloring Sheets for Boys

by admin January 27, 2023

by admin January 27, 2023

30 Best Ideas Coloring Sheets for Boys . Coloring pages the most convenient way to calm your…
Mushrooms Recipes
30 Ideas for Chicken soup with Mushrooms

by admin January 27, 2023

by admin January 27, 2023

30 Ideas for Chicken soup with Mushrooms .Mushroom is perpetuity favorite in your home and i typically…
Friendship Quotes
21 Best Quotes with Friendship

by admin January 27, 2023

by admin January 27, 2023

21 Best Quotes with Friendship .Whether you have actually recognized your bestie for years or your web…
Brooches
22 Of the Best Ideas for Rose Brooches

by admin January 26, 2023

by admin January 26, 2023

22 Of the Best Ideas for Rose Brooches .Sparkling crystals decorate these loves outfit jewelry breastpin pins…
Best Fall Ideas
The top 21 Ideas About Autumn Outdoor Decor

by admin January 26, 2023

by admin January 26, 2023

The top 21 Ideas About Autumn Outdoor Decor .@[Among the most touching and glamorous theme wedding celebrations…
Bracelets
The top 21 Ideas About Salman Khan Bracelet

by admin January 26, 2023

by admin January 26, 2023

The top 21 Ideas About Salman Khan Bracelet .Arm bands are an excellent gifting option for the…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?