Home, Family, Style and Art Ideas

Summer Party Ideas
22 Best Ideas Summer Party Appetizers Ideas

by admin January 31, 2023

by admin January 31, 2023

22 Best Ideas Summer Party Appetizers Ideas .@[Warm weather requires an enjoyable summer season party with family…
Trolls Party Ideas
The Best Dreamworks Trolls Birthday Party Ideas

by admin January 30, 2023

by admin January 30, 2023

The Best Dreamworks Trolls Birthday Party Ideas .Birthday celebrations are only as enjoyable as the crafts, games,…
Short Hairstyles
The top 20 Ideas About Short Layered Haircuts 2020

by admin January 30, 2023

by admin January 30, 2023

The top 20 Ideas About Short Layered Haircuts 2020 .Hair has for the lengthiest time been thought…
Kitchen Ideas
20 Incredible Big Girls Small Kitchen

by admin January 30, 2023

by admin January 30, 2023

20 Incredible Big Girls Small Kitchen .When it involves making a small kitchen, the secret ought to…
Microwave Recipes
35 Ideas for Microwave Corn On the Cob with Husk

by admin January 30, 2023

by admin January 30, 2023

35 Ideas for Microwave Corn On the Cob with Husk .The conventional technique needs boiling water, using…
Short Hairstyles
The Best Short Layered Hairstyle

by admin January 29, 2023

by admin January 29, 2023

The Best Short Layered Hairstyle .Stylish short hairstyles that will certainly function magic for most females include…
Wedding Cakes
The Best Ideas for 60th Wedding Anniversary Cake

by admin January 29, 2023

by admin January 29, 2023

The Best Ideas for 60th Wedding Anniversary Cake .There are a range of dishes for making butter…
Birthday Gift Inspirations
24 Of the Best Ideas for 60 Birthday Gift Ideas

by admin January 29, 2023

by admin January 29, 2023

24 Of the Best Ideas for 60 Birthday Gift Ideas . Sure, you can pick something cool…
Coloring Pages For Kids
The Best Ideas for Kids Coloring Pages Fish

by admin January 28, 2023

by admin January 28, 2023

The Best Ideas for Kids Coloring Pages Fish .Coloring pages the most convenient way to soothe your…
Graduation Party Ideas
35 Of the Best Ideas for Graduation Party Food Ideas for A Crowd

by admin January 28, 2023

by admin January 28, 2023

35 Of the Best Ideas for Graduation Party Food Ideas for A Crowd .Despite if you consider…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?