Home, Family, Style and Art Ideas

Birthday Recipes
23 Best Chocolate Chip Birthday Cake Recipe

by admin February 2, 2023

by admin February 2, 2023

23 Best Chocolate Chip Birthday Cake Recipe .Cook the cakes until a toothpick placed into the center…
Wedding Hairstyles
The 20 Best Ideas for Wedding Hairstyles with Veil

by admin February 2, 2023

by admin February 2, 2023

The 20 Best Ideas for Wedding Hairstyles with Veil .Prior to you decide whether to place your…
Funny Birthday Ideas
The 21 Best Ideas for Funny Birthday Cards for Grandma

by admin February 2, 2023

by admin February 2, 2023

The 21 Best Ideas for Funny Birthday Cards for Grandma . When a sappy Characteristic birthday card…
Backyard Party Ideas
23 Best Backyard Sweet 16 Party Ideas

by admin February 1, 2023

by admin February 1, 2023

23 Best Backyard Sweet 16 Party Ideas .The very best sort of backyard event has sharp outdoor…
Kids Room Décor Ideas
Top 23 Mid Century Modern Kids Room

by admin February 1, 2023

by admin February 1, 2023

Top 23 Mid Century Modern Kids Room .Give your kid’s room a makeover that makes certain to…
Christmas Gift Ideas
The Best Ideas for In Laws Christmas Gift Ideas

by admin February 1, 2023

by admin February 1, 2023

The Best Ideas for In Laws Christmas Gift Ideas . As your go-to specialist for whatever distinctive,…
Nail Designs
The Best Coffin Shape Nail Designs

by admin February 1, 2023

by admin February 1, 2023

The Best Coffin Shape Nail Designs .Terrific all set to reserve your next manicure, due to the…
Kids Fashion Ideas
The Best Kids Fashion Stores

by admin January 31, 2023

by admin January 31, 2023

The Best Kids Fashion Stores .When it comes to styling your child, one can not make them…
Birthday Gift Ideas
Top 20 60th Birthday Gift Ideas for Her

by admin January 31, 2023

by admin January 31, 2023

Top 20 60th Birthday Gift Ideas for Her .If you’re as soon as a distinctive birthday present,…
Kids Hairstyle Ideas
The top 23 Ideas About Baby Hair Pin

by admin January 31, 2023

by admin January 31, 2023

The top 23 Ideas About Baby Hair Pin .For a classy hairstyle, this side part design will…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?