Home, Family, Style and Art Ideas

Birthday Gift Inspirations
24 Best 21st Birthday Gift

by admin February 7, 2023

by admin February 7, 2023

24 Best 21st Birthday Gift . Sure, you can choose something cool down off of the shelf…
Best Thanksgiving Ideas
24 Of the Best Ideas for Thanksgiving Crafts Martha Stewart

by admin February 7, 2023

by admin February 7, 2023

24 Of the Best Ideas for Thanksgiving Crafts Martha Stewart .You should bear in mind that Thanksgiving…
Low Fat Recipes
Top 22 Low Fat Recipes for Dinner

by admin February 7, 2023

by admin February 7, 2023

Top 22 Low Fat Recipes for Dinner .This is a passionate and abundant lentil curry, wonderful as…
DIY Christmas Ideas
24 Best Christmas Diy Decorations

by admin February 7, 2023

by admin February 7, 2023

24 Best Christmas Diy Decorations .Work up a batch of body butter for a lavish DIY gift.…
Best Easter Ideas
25 Best Ideas Easter Egg Dye Food Coloring Chart

by admin February 6, 2023

by admin February 6, 2023

25 Best Ideas Easter Egg Dye Food Coloring Chart .Easter is simply around the edge and obviously…
Birthday Gift Inspirations
Best 24 21st Birthday Gift Baskets for Her

by admin February 6, 2023

by admin February 6, 2023

Best 24 21st Birthday Gift Baskets for Her . Sure, your birthday girl enjoys her share of…
Fathers Day Gift Ideas
22 Ideas for Father's Day Diy Gift Ideas

by admin February 6, 2023

by admin February 6, 2023

22 Ideas for Father&#039;s Day Diy Gift Ideas . Assist him deal with his skin with this…
Inspirational Quotes
Top 24 Inspirational Quote for My son

by admin February 5, 2023

by admin February 5, 2023

Top 24 Inspirational Quote for My son . Here’s the ideal inspiring quotes we have actually seen…
Unicorn Party Ideas
Top 35 Unicorn Bday Party Ideas

by admin February 5, 2023

by admin February 5, 2023

Top 35 Unicorn Bday Party Ideas .@[If you’re searching for unicorn party ideas, you have actually involved…
Wedding Gifts
The Best Ideas for Destination Wedding Gift Bag Ideas

by admin February 5, 2023

by admin February 5, 2023

The Best Ideas for Destination Wedding Gift Bag Ideas .You can Send your ideal desires with a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?