Home, Family, Style and Art Ideas

Wedding Dresses
20 Best Ideas Pics Of Wedding Dresses

by admin October 1, 2024

by admin October 1, 2024

20 Best Ideas Pics Of Wedding Dresses .Allow’s face it. Many males simply can not appear to…
Birthday Party Ideas
21 Best Seattle Birthday Party Ideas for Adults

by admin October 1, 2024

by admin October 1, 2024

21 Best Seattle Birthday Party Ideas for Adults .1st Birthday Ideas >> Barnyard First Birthday Celebration Party…
Wedding Shoes
24 Best Diy Wedding Shoes

by admin October 1, 2024

by admin October 1, 2024

24 Best Diy Wedding Shoes .The bride-to-be can choose from a variety of bridal or evening footwear…
Medium Hairstyles
The top 24 Ideas About Medium Length Hairstyles for Over 50 with Glasses

by admin September 30, 2024

by admin September 30, 2024

The top 24 Ideas About Medium Length Hairstyles for Over 50 with Glasses .One more fashionable medium…
Nail Designs
20 Best Ideas Pinterest Nail Designs

by admin September 30, 2024

by admin September 30, 2024

20 Best Ideas Pinterest Nail Designs .If you are looking for a controlled gel nail concept, these…
DIY Craft for Toddlers Ideas
The Best Ideas for Valentine Crafts Ideas for toddlers

by admin September 30, 2024

by admin September 30, 2024

The Best Ideas for Valentine Crafts Ideas for toddlers .Get ready to take arts ‘n’ crafts to…
Summer Party Ideas
22 Ideas for Summer Lunch Party Ideas

by admin September 30, 2024

by admin September 30, 2024

22 Ideas for Summer Lunch Party Ideas .@[Cozy weather calls for a fun summer celebration with family…
Nail Designs
Best 20 O.p.i Nail Designs

by admin September 29, 2024

by admin September 29, 2024

Best 20 O.p.i Nail Designs .There are the classics, like pumpkins and cute deer, and afterwards there…
Backyard Ideas
35 Insanely Chic Acurite My Backyard Weather

by admin September 29, 2024

by admin September 29, 2024

35 Insanely Chic Acurite My Backyard Weather .A backyard makeover does not have to be costly to…
Baby Shower Party
Best 25 Baby First Tv Birthday Party

by admin September 29, 2024

by admin September 29, 2024

Best 25 Baby First Tv Birthday Party .The infant shower is a household’s initial possibility to gather…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?