Home, Family, Style and Art Ideas

Gender Reveal Party Ideas
20 Of the Best Ideas for Cute Gender Reveal Party Ideas

by admin February 10, 2023

by admin February 10, 2023

20 Of the Best Ideas for Cute Gender Reveal Party Ideas . I was at a sex…
Prom Hairstyles
21 Best Pin Up Hairstyles for Prom

by admin February 9, 2023

by admin February 9, 2023

21 Best Pin Up Hairstyles for Prom .You additionally have to take into consideration the form of…
Bracelets
21 Best Ideas David Yurman Cable Bracelet

by admin February 9, 2023

by admin February 9, 2023

21 Best Ideas David Yurman Cable Bracelet .Arm bands are an exceptional gifting choice for the holidays…
Best Memorial Day Ideas
Top 23 Thank You Veterans Quotes Memorial Day

by admin February 9, 2023

by admin February 9, 2023

Top 23 Thank You Veterans Quotes Memorial Day .There are particular vacations within our society that we…
Living Room Ideas
22 Luxury Christmas Living Room Ideas

by admin February 9, 2023

by admin February 9, 2023

22 Luxury Christmas Living Room Ideas .Contemporary living area de cor resists the trivial matters of ornamentation…
Best Spring Ideas
The Best Farmhouse Spring Ideas

by admin February 8, 2023

by admin February 8, 2023

The Best Farmhouse Spring Ideas .Consequently, it involves no surprise that springtime is a typical ideas to…
Gift Ideas For Boys
23 Of the Best Ideas for Boys First Communion Gift Ideas

by admin February 8, 2023

by admin February 8, 2023

23 Of the Best Ideas for Boys First Communion Gift Ideas . Exists a 14 year old…
Birthday Wishes Ideas
The top 25 Ideas About Celebrity Birthday Wishes

by admin February 8, 2023

by admin February 8, 2023

The top 25 Ideas About Celebrity Birthday Wishes .Sending birthday celebration greetings has come to be a…
Gift Ideas For Boys
The Best Gift Ideas for Boys Age 3

by admin February 8, 2023

by admin February 8, 2023

The Best Gift Ideas for Boys Age 3 . If you ve ever before gone shopping for…
Birthday Gift Inspirations
24 Best 21st Birthday Gift

by admin February 7, 2023

by admin February 7, 2023

24 Best 21st Birthday Gift . Sure, you can choose something cool down off of the shelf…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?