Home, Family, Style and Art Ideas

Bob Hairstyles
The 20 Best Ideas for Weave Bob Hairstyles

by admin February 12, 2023

by admin February 12, 2023

The 20 Best Ideas for Weave Bob Hairstyles .One of the most preferred bob hairstyles, running the…
Salmon Recipes
30 Of the Best Ideas for Salmon Patties with Oatmeal

by admin February 12, 2023

by admin February 12, 2023

30 Of the Best Ideas for Salmon Patties with Oatmeal .This salmon obtains cooked right in the…
Undercut Hairstyle
Best 22 Undercut Hairstyles

by admin February 12, 2023

by admin February 12, 2023

Best 22 Undercut Hairstyles .On the various other hand, if you have enough time to spare for…
Vegetarian Recipes
35 Ideas for Vegetarian Collard Greens Recipes

by admin February 11, 2023

by admin February 11, 2023

35 Ideas for Vegetarian Collard Greens Recipes .Make this traditional lunch favourite vegetarian by replacing the chicken…
Kids Room Décor Ideas
The Best Kids Room Wall Lamp

by admin February 11, 2023

by admin February 11, 2023

The Best Kids Room Wall Lamp .For the woman’s bedroom, a lively design in the kids’s space…
Positive Quotes
Top 35 Quotes On Positive Change

by admin February 11, 2023

by admin February 11, 2023

Top 35 Quotes On Positive Change .Put life in point of view with with some short yet…
Brooches
22 Best Ideas Brooches Men

by admin February 11, 2023

by admin February 11, 2023

22 Best Ideas Brooches Men .Sparkling crystals embellish these loves outfit jewelry brooch pins so they truly…
Bathroom Ideas
20 Exellent Sherwin Williams Bathroom Colors

by admin February 10, 2023

by admin February 10, 2023

20 Exellent Sherwin Williams Bathroom Colors .Before selecting restroom color pattern, it s a great idea to…
Birthday Decoration Ideas
23 Best Dr Seuss 1st Birthday Party Decorations

by admin February 10, 2023

by admin February 10, 2023

23 Best Dr Seuss 1st Birthday Party Decorations . Host the Ultimate Bash with Themed Birthday Celebration…
DIY Wood Ideas
Best 21 Diy Wood Coffee Table

by admin February 10, 2023

by admin February 10, 2023

Best 21 Diy Wood Coffee Table .Timber is just one of the most flexible products around. You…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?