Home, Family, Style and Art Ideas

Necklaces
20 Best Ideas Amethyst Crystal Necklace

by admin June 15, 2023

by admin June 15, 2023

20 Best Ideas Amethyst Crystal Necklace .Each silver precious jewelry established discovered in the Signature Line consists…
Nail Designs
20 Ideas for September Nail Designs

by admin June 15, 2023

by admin June 15, 2023

20 Ideas for September Nail Designs .If you are looking for a subdued gel nail suggestion, these…
Pool Party Ideas
The top 23 Ideas About Girl Pool Party Ideas

by admin June 15, 2023

by admin June 15, 2023

The top 23 Ideas About Girl Pool Party Ideas . For an extra elegant affair, take into…
Recipes for Kids
The Best Ideas for Baby Food Recipe for 1 Year Old

by admin June 14, 2023

by admin June 14, 2023

The Best Ideas for Baby Food Recipe for 1 Year Old .We ve rounded up our favored…
DIY Craft for Kids Ideas
The top 20 Ideas About Diy Ideas for Kids

by admin June 14, 2023

by admin June 14, 2023

The top 20 Ideas About Diy Ideas for Kids . Preschoolers can finger paint paper plates, then…
Medium Hairstyles
24 Best Medium Fade Haircuts

by admin June 14, 2023

by admin June 14, 2023

24 Best Medium Fade Haircuts .The medium size hair is one that has the widest range of…
Rings
21 Best Pink and Black Wedding Rings

by admin June 14, 2023

by admin June 14, 2023

21 Best Pink and Black Wedding Rings .Whether you re picking rings for your interaction or matching…
Cute Hairstyles
Top 22 Cute Quick Weave Hairstyles

by admin June 13, 2023

by admin June 13, 2023

Top 22 Cute Quick Weave Hairstyles .There are numerous hair remodeling devices online that assures to give…
Gift Basket Ideas
Top 22 Bath and Body Works Gift Basket Ideas

by admin June 13, 2023

by admin June 13, 2023

Top 22 Bath and Body Works Gift Basket Ideas . I adore gift baskets! Not only are…
Coloring Pages for Children
The Best Ideas for Baby Shower Coloring Book

by admin June 13, 2023

by admin June 13, 2023

The Best Ideas for Baby Shower Coloring Book .Super coloring – cost-free printable coloring pages for kids,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?