Home, Family, Style and Art Ideas

Life Quotes
The Best Ideas for This is Your Life Quote

by admin June 18, 2023

by admin June 18, 2023

The Best Ideas for This is Your Life Quote .The purpose of life is not to be…
Coloring Pages For Adults
Top 23 Christmas Coloring Pages for Adults Printable

by admin June 18, 2023

by admin June 18, 2023

Top 23 Christmas Coloring Pages for Adults Printable .ColorIt makes exceptional high quality grown-up tinting publications that…
Birthday Party Inspirations
The top 30 Ideas About wholesale Birthday Party Supplies

by admin June 17, 2023

by admin June 17, 2023

The top 30 Ideas About wholesale Birthday Party Supplies .Host the Ultimate Celebration with Themed Birthday Event…
Best Fathers Day Ideas
The top 20 Ideas About Best Fathers Day Gifts 2020

by admin June 17, 2023

by admin June 17, 2023

The top 20 Ideas About Best Fathers Day Gifts 2020 .Papas day may get on a Sunday…
Baking Recipes
Top 21 Oven Baked Cauliflower

by admin June 17, 2023

by admin June 17, 2023

Top 21 Oven Baked Cauliflower .Baking Recipes Browse our extensive collection of baking dishes that includes thousands…
Best Valentines Day Ideas
Best 20 Valentines Day Gifts for Girlfriend

by admin June 17, 2023

by admin June 17, 2023

Best 20 Valentines Day Gifts for Girlfriend .There are thousands of valentine day ideas to choose from…
Quotes for Kids
Best 20 Missing My Kids Quotes

by admin June 16, 2023

by admin June 16, 2023

Best 20 Missing My Kids Quotes .Individuals from every profession have something to say concerning kids. When…
Gender Reveal Party Ideas
The Best Ideas for Revealing Gender Party Ideas

by admin June 16, 2023

by admin June 16, 2023

The Best Ideas for Revealing Gender Party Ideas .One of the most amazing components of being expectant…
Kids Room Décor Ideas
The top 23 Ideas About Best Paint for Kids Room

by admin June 16, 2023

by admin June 16, 2023

The top 23 Ideas About Best Paint for Kids Room .The shades displayed on this website are…
Bedroom Ideas
23 Fantastic Small Three Bedroom House Plan

by admin June 15, 2023

by admin June 15, 2023

23 Fantastic Small Three Bedroom House Plan . Strategic styling is essential when it comes to enhancing…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?