Home, Family, Style and Art Ideas

Wedding Gowns
Best 23 Drop Waist Wedding Gown

by admin February 17, 2023

by admin February 17, 2023

Best 23 Drop Waist Wedding Gown .It is a good idea to wear your picked lingerie for…
Prom Hairstyles
The Best Prom Hairstyles Curled

by admin February 17, 2023

by admin February 17, 2023

The Best Prom Hairstyles Curled .Each time senior prom season comes around, everybody is worried regarding getting…
Baby Shower Gift Ideas
30 Best Ideas Funny Baby Gift Ideas

by admin February 17, 2023

by admin February 17, 2023

30 Best Ideas Funny Baby Gift Ideas .It s a creature, it s a bath glove, it…
DIY Craft for Kids Ideas
The Best Diy Science Projects for Kids

by admin February 17, 2023

by admin February 17, 2023

The Best Diy Science Projects for Kids .Looking for fun crafts to attempt with your kids and…
Christmas Quotes
21 Best Ideas Dirty Christmas Quotes

by admin February 16, 2023

by admin February 16, 2023

21 Best Ideas Dirty Christmas Quotes . ” Nor is it the spirit of those Christians –…
Best 4th of July Ideas
The top 20 Ideas About 4th Of July Activities for Preschoolers

by admin February 16, 2023

by admin February 16, 2023

The top 20 Ideas About 4th Of July Activities for Preschoolers .As July rolls nearby, ideas of…
Birthday Gift Ideas
Best 20 Good Gift Ideas for Boyfriends Birthday

by admin February 16, 2023

by admin February 16, 2023

Best 20 Good Gift Ideas for Boyfriends Birthday . So, if by yourself are transferring throughout that…
Best Spring Ideas
23 Best Spring Ideas for Kids

by admin February 16, 2023

by admin February 16, 2023

23 Best Spring Ideas for Kids .To assist you pull off the ideal appearance, here are some…
Wedding Cakes
23 Best Wedding Cakes Tyler Tx

by admin February 15, 2023

by admin February 15, 2023

23 Best Wedding Cakes Tyler Tx .Although there are a variety of dishes for making butter lotion…
Birthday Card Ideas
The Best Ideas for Game Of Thrones Birthday Card

by admin February 15, 2023

by admin February 15, 2023

The Best Ideas for Game Of Thrones Birthday Card . Browse these homemade birthday card concepts to…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?