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Home, Family, Style and Art Ideas
  • Home
  • Categories
    • Home Decor
      • Backyard Ideas
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      • Bedroom Ideas
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  • Bracelets

    The top 21 Ideas About Mens Bracelet Watch

    by admin February 20, 2023
    by admin February 20, 2023

    The top 21 Ideas About Mens Bracelet Watch .Let your wrist sparkle with a lovely diamond bracelet…

  • Best Easter Ideas

    25 Of the Best Ideas for Easter Egg Recipe

    by admin February 19, 2023
    by admin February 19, 2023

    25 Of the Best Ideas for Easter Egg Recipe .Easter is simply around the bend and clearly…

  • Wedding Invitations

    21 Of the Best Ideas for Unique One Of A Kind Wedding Invitations

    by admin February 19, 2023
    by admin February 19, 2023

    21 Of the Best Ideas for Unique One Of A Kind Wedding Invitations .There are a number…

  • Baby Shower Party

    25 Best Baby Scared by Party Blower

    by admin February 19, 2023
    by admin February 19, 2023

    25 Best Baby Scared by Party Blower .Child shower video games differ, occasionally consisting of typical video…

  • Fathers Day Gift Ideas

    Top 22 Father's Day Fishing Gift Ideas

    by admin February 19, 2023
    by admin February 19, 2023

    Top 22 Father's Day Fishing Gift Ideas . Assist him look after his skin with this set…

  • Gift Ideas For Boys

    23 Of the Best Ideas for Lds Baptism Gift Ideas for Boys

    by admin February 18, 2023
    by admin February 18, 2023

    23 Of the Best Ideas for Lds Baptism Gift Ideas for Boys .Shocking a man on a…

  • Rings

    Top 21 Rose Gold Diamond Rings

    by admin February 18, 2023
    by admin February 18, 2023

    Top 21 Rose Gold Diamond Rings .Locate the ruby engagement ring or bridal set of her desires…

  • Gifts for Kids

    The Best top Technology Gifts for Kids

    by admin February 18, 2023
    by admin February 18, 2023

    The Best top Technology Gifts for Kids .Plaything store shelves are loaded with the most outstanding things…

  • Gift Ideas For Boys

    Best 23 Cool Gift Ideas for 12 Year Old Boys

    by admin February 18, 2023
    by admin February 18, 2023

    Best 23 Cool Gift Ideas for 12 Year Old Boys . This gift is both tech as…

  • Wedding Gowns

    Best 23 Drop Waist Wedding Gown

    by admin February 17, 2023
    by admin February 17, 2023

    Best 23 Drop Waist Wedding Gown .It is a good idea to wear your picked lingerie for…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?




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