Home, Family, Style and Art Ideas

Wedding Cakes
23 Best Ideas Wedding Cake Cupcake

by admin February 25, 2023

by admin February 25, 2023

23 Best Ideas Wedding Cake Cupcake .Although there are a selection of dishes for making butter lotion…
Engagement
22 Best Canary Yellow Diamond Engagement Ring

by admin February 24, 2023

by admin February 24, 2023

22 Best Canary Yellow Diamond Engagement Ring .When looking for that ideal diamond, choosing precious jewelry that…
Nail Designs
20 Best Ideas Nexgen Nail Designs

by admin February 24, 2023

by admin February 24, 2023

20 Best Ideas Nexgen Nail Designs .Wonderful ready to book your next manicure, since this nail inspo…
Braid Hairstyles
The top 21 Ideas About Cute Braided Hairstyles for Long Hair

by admin February 24, 2023

by admin February 24, 2023

The top 21 Ideas About Cute Braided Hairstyles for Long Hair .Pigtail hairstyles are attractive and charming,…
Birthday Invitation Ideas
The Best Ideas for Doc Mcstuffins Birthday Party Invitations

by admin February 24, 2023

by admin February 24, 2023

The Best Ideas for Doc Mcstuffins Birthday Party Invitations .If you’re preparing a special birthday celebration for…
Retirement Party Ideas
Best 22 Retirement Party Invite Ideas

by admin February 23, 2023

by admin February 23, 2023

Best 22 Retirement Party Invite Ideas .The Big Takeaways … When intending a person’s retired life party,…
New Year's Recipes
The Best Ideas for New Year Desserts

by admin February 23, 2023

by admin February 23, 2023

The Best Ideas for New Year Desserts .You’ll locate fun New Year’s Eve event concepts including gorgeous…
Organizing Ideas
30 Sensational Garage Cleaning and organizing

by admin February 23, 2023

by admin February 23, 2023

30 Sensational Garage Cleaning and organizing .Garage Shelving Units Open shelving systems maintain your things organized as…
Birthday Quote Ideas
The Best Birthday Blessings Quotes

by admin February 23, 2023

by admin February 23, 2023

The Best Birthday Blessings Quotes . These birthday quotes are a fantastic place to start, however don’t…
Printable Coloring Pages
21 Of the Best Ideas for sonic Printable Coloring Pages

by admin February 22, 2023

by admin February 22, 2023

21 Of the Best Ideas for sonic Printable Coloring Pages .Coloring pages the simplest means to relax…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?