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Home, Family, Style and Art Ideas
  • Home
  • Categories
    • Home Decor
      • Backyard Ideas
      • Bathroom Ideas
      • Bedroom Ideas
      • Fireplace Ideas
      • Garage Ideas
      • Kids Room Ideas
      • Kitchen Ideas
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      • Storage Ideas
    • Hairstyle
      • Anime Hairstyles
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      • Bob Hairstyles
      • Boys Hairstyle
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  • Wedding Themes

    20 Best 20s themed Wedding

    by admin February 27, 2023
    by admin February 27, 2023

    20 Best 20s themed Wedding .Wedding event themes are made use of by an increasing number of…

  • Birthday Quote Ideas

    35 Ideas for Birthday to Me Quotes

    by admin February 27, 2023
    by admin February 27, 2023

    35 Ideas for Birthday to Me Quotes .Sending out birthday celebration greetings has come to be a…

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    by admin February 27, 2023

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    by admin February 26, 2023

    25 Best Ideas Baby Welcome Party Ideas .The child shower is a family members’s very first opportunity…

  • Birthday Card Ideas

    22 Best Ideas 21st Birthday Card Ideas

    by admin February 26, 2023
    by admin February 26, 2023

    22 Best Ideas 21st Birthday Card Ideas . Make your birthday greeting stick out when you create…

  • DIY Craft for Toddlers Ideas

    The Best Canvas Crafts for toddlers

    by admin February 26, 2023
    by admin February 26, 2023

    The Best Canvas Crafts for toddlers . Daily Recreation has a number of charming crafts for toddlers.…

  • DIY Craft for Preschoolers Ideas

    25 Ideas for Art Project Ideas for Preschoolers

    by admin February 26, 2023
    by admin February 26, 2023

    25 Ideas for Art Project Ideas for Preschoolers .Prepare to take arts ‘n’ crafts to the following…

  • Female Hairstyles

    25 Best Ideas Draenei Female Hairstyles

    by admin February 25, 2023
    by admin February 25, 2023

    25 Best Ideas Draenei Female Hairstyles .This hairstyle is meant for women with long and also oval…

  • DIY Rack Ideas

    Top 24 Diy Lattice Wine Rack

    by admin February 25, 2023
    by admin February 25, 2023

    Top 24 Diy Lattice Wine Rack . With the rack rails screwed in once more, I mounted…

  • DIY Rack Ideas

    The Best Guitar Rack Diy

    by admin February 25, 2023
    by admin February 25, 2023

    The Best Guitar Rack Diy .Whether your small closet is already packed to the brim or you…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?




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