Home, Family, Style and Art Ideas

Anklets
The Best Anklet for Girls

by admin June 28, 2023

by admin June 28, 2023

The Best Anklet for Girls .An anklet, likewise called ankle joint chain, ankle arm band or ankle…
Undercut Hairstyle
The top 22 Ideas About Undercut Hairstyle Female

by admin June 28, 2023

by admin June 28, 2023

The top 22 Ideas About Undercut Hairstyle Female .When applying this method to different hairstyles, in the…
Cute Hairstyles
The top 22 Ideas About Cute Medium Hairstyles

by admin June 27, 2023

by admin June 27, 2023

The top 22 Ideas About Cute Medium Hairstyles .There are various hair remodeling devices online that guarantees…
DIY Craft for Preschoolers Ideas
25 Of the Best Ideas for Pumpkin Craft Ideas Preschoolers

by admin June 27, 2023

by admin June 27, 2023

25 Of the Best Ideas for Pumpkin Craft Ideas Preschoolers . Daily Leisure has a number of…
Living Room Ideas
24 Best Home Decorations for Living Room

by admin June 27, 2023

by admin June 27, 2023

24 Best Home Decorations for Living Room .There is nothing like crafting a well-designed living-room that is…
Printable Coloring Pages
Top 21 Mandala Coloring Pages Free Printable

by admin June 27, 2023

by admin June 27, 2023

Top 21 Mandala Coloring Pages Free Printable . Coloring pages and printables for youngsters of all agesThe…
Trolls Party Ideas
Best 25 Trolls Party Game Ideas

by admin June 26, 2023

by admin June 26, 2023

Best 25 Trolls Party Game Ideas .Birthday celebration events are only as enjoyable as the crafts, video…
Best Passover Ideas
24 Ideas for Jewish Passover Food

by admin June 26, 2023

by admin June 26, 2023

24 Ideas for Jewish Passover Food .Review on for some terrific thoughts on how you can use…
Retirement Party Ideas
22 Best Ideas Retirement Party Wording Ideas

by admin June 26, 2023

by admin June 26, 2023

22 Best Ideas Retirement Party Wording Ideas . To prepare a retired life party, start by distributing…
Dinner Party Ideas
The 24 Best Ideas for Food Ideas for Dinner Party

by admin June 26, 2023

by admin June 26, 2023

The 24 Best Ideas for Food Ideas for Dinner Party .We have actually created a collection of…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?