Home, Family, Style and Art Ideas

Best Thanksgiving Ideas
The top 24 Ideas About Thanksgiving Quotes Lds

by admin March 1, 2023

by admin March 1, 2023

The top 24 Ideas About Thanksgiving Quotes Lds .As well as tableware you obtained for wedding presents…
Nail Art
The Best Bubble Nail Art

by admin March 1, 2023

by admin March 1, 2023

The Best Bubble Nail Art .As soon as the bright white tones of summertime have disappeared from…
Birthday Wishes Ideas
25 Best Ideas Birthday Wishes to A Girl

by admin March 1, 2023

by admin March 1, 2023

25 Best Ideas Birthday Wishes to A Girl . All the finest on your birthday! Happy birthday…
Baby Shower Gifts
The Best Pinterest Baby Gifts

by admin March 1, 2023

by admin March 1, 2023

The Best Pinterest Baby Gifts .When it comes to getting infant gifts, the choices are plentiful, from…
Baby Shower Gift Ideas
30 Best Gift Ideas for New Grandbaby

by admin February 28, 2023

by admin February 28, 2023

30 Best Gift Ideas for New Grandbaby .It s a puppet, it s a bathroom glove, it…
Fall Recipes
30 Best Las Margaritas O Fallon

by admin February 28, 2023

by admin February 28, 2023

30 Best Las Margaritas O Fallon .It’s been a visitor preferred recipe every fall because I shared…
Bedroom Ideas
25 Sensational Bedroom Wall Storage Cabinets

by admin February 28, 2023

by admin February 28, 2023

25 Sensational Bedroom Wall Storage Cabinets .Storage beds are one of the most apparent storage space hacks…
Nail Designs
20 Of the Best Ideas for Mauve Nail Designs

by admin February 28, 2023

by admin February 28, 2023

20 Of the Best Ideas for Mauve Nail Designs .As soon as the bright white shades of…
Best Christmas Ideas
The top 25 Ideas About New Gifts for Christmas 2020

by admin February 27, 2023

by admin February 27, 2023

The top 25 Ideas About New Gifts for Christmas 2020 .For kids, Xmas is among the jocund…
Wedding Themes
20 Best 20s themed Wedding

by admin February 27, 2023

by admin February 27, 2023

20 Best 20s themed Wedding .Wedding event themes are made use of by an increasing number of…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?