Home, Family, Style and Art Ideas

Christmas Gift Ideas
20 Best Christmas Gift Ideas for Parents 2020

by admin July 3, 2023

by admin July 3, 2023

20 Best Christmas Gift Ideas for Parents 2020 . For a DIY Xmas gift your family and…
Baby Shower Party
Best 25 Macy's Baby Girl Party Dresses

by admin July 3, 2023

by admin July 3, 2023

Best 25 Macy&#039;s Baby Girl Party Dresses .Regular gifts related to infants include diapers, coverings, child garments,…
Coloring Pages For Toddlers
20 Best Free Coloring Sheets for toddlers

by admin July 2, 2023

by admin July 2, 2023

20 Best Free Coloring Sheets for toddlers .I presume I put on t see coloring pages as…
Birthday Wishes Ideas
25 Best Birthday Wishes for Boyfriend

by admin July 2, 2023

by admin July 2, 2023

25 Best Birthday Wishes for Boyfriend . I am grateful that you are a part of my…
Stew Recipes
The Best Ideas for Beef Brisket Stew

by admin July 2, 2023

by admin July 2, 2023

The Best Ideas for Beef Brisket Stew .This traditional stick-to-your-ribs stew is the perfect job for a…
Long Hairstyles
Best 23 Elegant Hairstyles for Long Hair

by admin July 2, 2023

by admin July 2, 2023

Best 23 Elegant Hairstyles for Long Hair .It is additionally crucial, particularly with lengthy hair considering that…
Boys Hairstyle
23 Best Boy Mohawk Hairstyles

by admin July 1, 2023

by admin July 1, 2023

23 Best Boy Mohawk Hairstyles .Stars that dress more traditionally normally cut their children’ hair in an…
Gift Basket Ideas
22 Of the Best Ideas for Fun Gift Basket Ideas

by admin July 1, 2023

by admin July 1, 2023

22 Of the Best Ideas for Fun Gift Basket Ideas .Obviously, you can fill a gift basket…
Best Summer Ideas
The Best Summer Party Quotes

by admin July 1, 2023

by admin July 1, 2023

The Best Summer Party Quotes .We are well into summer and some Mamas may be losing their…
Best Gift Ideas
The 21 Best Ideas for Tumblr Gift Ideas for Best Friend

by admin July 1, 2023

by admin July 1, 2023

The 21 Best Ideas for Tumblr Gift Ideas for Best Friend . Get a set of these…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?