Home, Family, Style and Art Ideas

DIY Home Decoration Ideas
The Best Ideas for Winter Decor Diy

by admin October 3, 2024

by admin October 3, 2024

The Best Ideas for Winter Decor Diy .When selecting your DIY residence projects, put on t forget…
Wedding Rings
The Best Ideas for Wedding Ring Alternatives

by admin October 3, 2024

by admin October 3, 2024

The Best Ideas for Wedding Ring Alternatives .Wedding event rings can be found in a number of…
Beach Wedding
23 Of the Best Ideas for Clearwater Beach Wedding

by admin October 3, 2024

by admin October 3, 2024

23 Of the Best Ideas for Clearwater Beach Wedding .I believe most of us that plan a…
Kids Fashion Ideas
The top 24 Ideas About Baby Fashion Tailor

by admin October 2, 2024

by admin October 2, 2024

The top 24 Ideas About Baby Fashion Tailor .Sprucing up infants can be actually enjoyable as well…
Baby Shower Gifts
Best 21 Baby Loss Gift Ideas

by admin October 2, 2024

by admin October 2, 2024

Best 21 Baby Loss Gift Ideas .Everyday needs: Diapers, baby diaper cream, infant wipes, pacifiers, blankets, teethers…
Birthday Gift Ideas
The Best Gift Ideas for 5 Year Old Birthday Girl

by admin October 2, 2024

by admin October 2, 2024

The Best Gift Ideas for 5 Year Old Birthday Girl .If you’re following a exclusive birthday gift,…
Birthday Card Ideas
Top 22 Online Free Birthday Cards

by admin October 2, 2024

by admin October 2, 2024

Top 22 Online Free Birthday Cards .Pop out birthday celebration cards do not have to include a…
Love Quotes
Best 20 Quotes About Beach and Love

by admin October 1, 2024

by admin October 1, 2024

Best 20 Quotes About Beach and Love . If the love is true and predestined to be,…
Wedding Dresses
20 Best Ideas Pics Of Wedding Dresses

by admin October 1, 2024

by admin October 1, 2024

20 Best Ideas Pics Of Wedding Dresses .Allow’s face it. Many males simply can not appear to…
Birthday Party Ideas
21 Best Seattle Birthday Party Ideas for Adults

by admin October 1, 2024

by admin October 1, 2024

21 Best Seattle Birthday Party Ideas for Adults .1st Birthday Ideas >> Barnyard First Birthday Celebration Party…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?