Home, Family, Style and Art Ideas

Birthday Quote Ideas
35 Of the Best Ideas for Happy 22nd Birthday Quotes

by admin July 5, 2023

by admin July 5, 2023

35 Of the Best Ideas for Happy 22nd Birthday Quotes . Our site uses a multitude of…
Nail Designs
20 Best Ideas Xo Nail Designs

by admin July 5, 2023

by admin July 5, 2023

20 Best Ideas Xo Nail Designs .There are the classics, like pumpkins as well as adorable deer,…
Coloring Pages For Toddlers
20 Best Ideas toddler Learning Coloring Pages

by admin July 5, 2023

by admin July 5, 2023

20 Best Ideas toddler Learning Coloring Pages .My children make use of (and also delight in) the…
Main Dishes Recipes
The Best Vegan Main Dish Recipes

by admin July 5, 2023

by admin July 5, 2023

The Best Vegan Main Dish Recipes .Main Dish Recipes Thousands Of main course recipes. Pick from premier…
Best Thanksgiving Ideas
Top 24 Cute Thanksgiving Ideas

by admin July 4, 2023

by admin July 4, 2023

Top 24 Cute Thanksgiving Ideas .If you are preparing a sit down affair then you will certainly…
Graduation Gift Ideas
25 Ideas for Graduation Party Gift Ideas

by admin July 4, 2023

by admin July 4, 2023

25 Ideas for Graduation Party Gift Ideas .Fashion jewelry is a pleasant option as a college graduation…
Love Quotes
The Best Drake Love Quotes

by admin July 4, 2023

by admin July 4, 2023

The Best Drake Love Quotes . When you have actually discovered the one individual that makes your…
Nail Art
21 Best Nail Art Design Images

by admin July 4, 2023

by admin July 4, 2023

21 Best Nail Art Design Images .There are the classics, like pumpkins and charming deer, and also…
Long Hairstyles
23 Best Ideas Semi Long Haircuts

by admin July 3, 2023

by admin July 3, 2023

23 Best Ideas Semi Long Haircuts .Most significantly with lengthy hairstyles, you have to stop breakage which…
Wedding Invitations
Top 21 Wedding Invitations Omaha

by admin July 3, 2023

by admin July 3, 2023

Top 21 Wedding Invitations Omaha .Wedding event invites also vary in cost factor from extremely costly to…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?