Home, Family, Style and Art Ideas

DIY Home Decoration Ideas
22 Of the Best Ideas for Room Decor Ideas for Tweens

by admin March 6, 2023

by admin March 6, 2023

22 Of the Best Ideas for Room Decor Ideas for Tweens . Besides the truth that doing…
Pool Party Ideas
The 23 Best Ideas for Pool Party Invitations Ideas

by admin March 6, 2023

by admin March 6, 2023

The 23 Best Ideas for Pool Party Invitations Ideas . A summer season Olympics-themed pool party is…
Coloring Pages For Toddlers
20 Best Ideas Bible Coloring Pages for toddlers

by admin March 6, 2023

by admin March 6, 2023

20 Best Ideas Bible Coloring Pages for toddlers .I m an initial quality teacher. For creativity, I…
Birthday Gift Ideas
20 Best Ideas 50th Birthday Gift Ideas for Wife

by admin March 5, 2023

by admin March 5, 2023

20 Best Ideas 50th Birthday Gift Ideas for Wife . So, below at one desired destination, by…
Necklaces
20 Ideas for Monogram Necklace Gold

by admin March 5, 2023

by admin March 5, 2023

20 Ideas for Monogram Necklace Gold .Each silver precious jewelry established located in the Signature Line contains…
DIY Craft for Toddlers Ideas
The 30 Best Ideas for toddler Craft Ideas

by admin March 5, 2023

by admin March 5, 2023

The 30 Best Ideas for toddler Craft Ideas .Prepare yourself to take arts ‘n’ crafts to the…
Living Room Ideas
30 Luxury 3 Piece Living Room Tables

by admin March 5, 2023

by admin March 5, 2023

30 Luxury 3 Piece Living Room Tables .And also, glass is easy-to-clean as well as is strong…
Gender Reveal Party Ideas
20 Best Baby Gender Reveal Party Ideas for Twins

by admin March 4, 2023

by admin March 4, 2023

20 Best Baby Gender Reveal Party Ideas for Twins . I was at a gender reveal party…
Nail Art
The top 21 Ideas About Spring Nail Art Gallery

by admin March 4, 2023

by admin March 4, 2023

The top 21 Ideas About Spring Nail Art Gallery .There are the classics, like pumpkins as well…
Gift Basket Ideas
The Best Pregnancy Gift Basket Ideas

by admin March 4, 2023

by admin March 4, 2023

The Best Pregnancy Gift Basket Ideas .Obviously, you can fill a gift basket with anything and everything…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?