Home, Family, Style and Art Ideas

Motivational Quotes
Top 30 Motivational Quotes for Test Taking

by admin March 9, 2023

by admin March 9, 2023

Top 30 Motivational Quotes for Test Taking . Failure isn’t constantly about learning to be much better,…
Birthday Gift Inspirations
24 Of the Best Ideas for Birthday Gifts for Coworkers

by admin March 8, 2023

by admin March 8, 2023

24 Of the Best Ideas for Birthday Gifts for Coworkers . Sure, you can choose something cool…
Living Room Ideas
24 Stunning Shabby Chic Living Room Decor

by admin March 8, 2023

by admin March 8, 2023

24 Stunning Shabby Chic Living Room Decor .Turn your living room into a masterpiece with painterly formed…
Relationship Quotes
The top 30 Ideas About Relationship Sadness Quotes

by admin March 8, 2023

by admin March 8, 2023

The top 30 Ideas About Relationship Sadness Quotes .Relationships resemble the tides: they ups and downs. And…
DIY Organizer Ideas
30 Best Ideas Diy Walk In Closet organizer

by admin March 8, 2023

by admin March 8, 2023

30 Best Ideas Diy Walk In Closet organizer . You ll find a lot below and also…
Best 4th of July Ideas
Best 20 Fourth Of July Activities for Preschoolers

by admin March 7, 2023

by admin March 7, 2023

Best 20 Fourth Of July Activities for Preschoolers .If you’re seeking some innovative 4th of July event…
Graduation Party Ideas
The top 35 Ideas About Centerpiece Ideas for College Graduation Party

by admin March 7, 2023

by admin March 7, 2023

The top 35 Ideas About Centerpiece Ideas for College Graduation Party .Despite if you consider on your…
Canning Recipes
The Best Ideas for Salsa Recipe for Canning

by admin March 7, 2023

by admin March 7, 2023

The Best Ideas for Salsa Recipe for Canning .Stock the shelves of your kitchen with home-canned protects,…
Kids Fashion Ideas
The Best 90's Fashion for Kids/boys

by admin March 7, 2023

by admin March 7, 2023

The Best 90&#039;s Fashion for Kids/boys .The Ultimate overview to baby clothes Sprucing up babies can be…
Birthday Gift Inspirations
Best 24 Birthday Gifts for 13 Year Olds

by admin March 6, 2023

by admin March 6, 2023

Best 24 Birthday Gifts for 13 Year Olds .Exactly how to Pick the Perfect Birthday GiftYes, we…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?