Home, Family, Style and Art Ideas

Glitter Nails
Best 25 Glitter Ombre Nails Tutorial

by admin July 8, 2023

by admin July 8, 2023

Best 25 Glitter Ombre Nails Tutorial .Glitter may make you think back to doing crafts in grade…
Wedding Gifts
24 Of the Best Ideas for Gifts for Wedding

by admin July 8, 2023

by admin July 8, 2023

24 Of the Best Ideas for Gifts for Wedding .Sending wedding event presents to praise a couple…
Engagement Party Ideas
The 21 Best Ideas for Fun Engagement Party Ideas

by admin July 8, 2023

by admin July 8, 2023

The 21 Best Ideas for Fun Engagement Party Ideas .You have actually obtained the ring and the…
Best Fathers Day Ideas
The Best Fathers Day Diy Gift

by admin July 7, 2023

by admin July 7, 2023

The Best Fathers Day Diy Gift .It’s exactly why it depends on you to offer your other…
Male Hairstyles
The Best Ideas for Hairstyle for Silky Hair Male

by admin July 7, 2023

by admin July 7, 2023

The Best Ideas for Hairstyle for Silky Hair Male .What several hair stylists are advising today is…
Fireplace Ideas
21 Gorgeous Electric Fireplace Surround Plans

by admin July 7, 2023

by admin July 7, 2023

21 Gorgeous Electric Fireplace Surround Plans .Electric fire places straight is dedicated to educating, informing, and partnering…
Best Winter Ideas
22 Best Winter Wreath Ideas

by admin July 7, 2023

by admin July 7, 2023

22 Best Winter Wreath Ideas .Winter months wedding events can be absolutely magical occasions. White snow as…
Best Passover Ideas
Top 24 Sephardic Charoset Recipe Passover

by admin July 6, 2023

by admin July 6, 2023

Top 24 Sephardic Charoset Recipe Passover .Read on for some terrific ideas on just how you can…
Birthday Gift Ideas
The Best 90th Birthday Gift Ideas for Men

by admin July 6, 2023

by admin July 6, 2023

The Best 90th Birthday Gift Ideas for Men . Birthday Gifts If you’re following a distinctive birthday…
Best Mothers Day Ideas
21 Best Ideas Homemade Mothers Day Ideas

by admin July 6, 2023

by admin July 6, 2023

21 Best Ideas Homemade Mothers Day Ideas .Mothers like to spend time with their youngsters, so below…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?