Home, Family, Style and Art Ideas

Nail Ideas
23 Best Ideas Nail Ideas for Kids

by admin March 11, 2023

by admin March 11, 2023

23 Best Ideas Nail Ideas for Kids .There are the classics, like pumpkins as well as adorable…
Birthday Party Inspirations
The top 30 Ideas About How to Train Your Dragon Birthday Party

by admin March 11, 2023

by admin March 11, 2023

The top 30 Ideas About How to Train Your Dragon Birthday Party .Host the Ultimate Bash with…
Bedroom Ideas
22 Newest Bedroom Set Modern

by admin March 10, 2023

by admin March 10, 2023

22 Newest Bedroom Set Modern .The room is indicated to be a sanctuary of convenience where relief…
Family Quotes
23 Best Ideas Addiction Quotes for Family

by admin March 10, 2023

by admin March 10, 2023

23 Best Ideas Addiction Quotes for Family . Household Quotes application is a big collection of quotes…
Coloring Pages for Children
The top 21 Ideas About Fall Coloring Pages for Kids

by admin March 10, 2023

by admin March 10, 2023

The top 21 Ideas About Fall Coloring Pages for Kids .Come as well as have fun with…
Best Summer Ideas
The Best Crafts to Do In the Summer

by admin March 10, 2023

by admin March 10, 2023

The Best Crafts to Do In the Summer .We are well right into summer season as well…
Holiday Gift Ideas
Best 22 Holiday Client Gift Ideas

by admin March 9, 2023

by admin March 9, 2023

Best 22 Holiday Client Gift Ideas .Our annual present overviews aim to make vacation buying personal, thoughtful,…
Birthday Gift Inspirations
Top 24 Same Day Delivery Birthday Gifts

by admin March 9, 2023

by admin March 9, 2023

Top 24 Same Day Delivery Birthday Gifts . Sure, you can select something cool off of the…
Best Fall Ideas
21 Ideas for Fall Vase Fillers Ideas

by admin March 9, 2023

by admin March 9, 2023

21 Ideas for Fall Vase Fillers Ideas .@[Among one of the most touching as well as glamorous…
Motivational Quotes
Top 30 Motivational Quotes for Test Taking

by admin March 9, 2023

by admin March 9, 2023

Top 30 Motivational Quotes for Test Taking . Failure isn’t constantly about learning to be much better,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?