Home, Family, Style and Art Ideas

Life Quotes
Best 22 Motivational Quote Life

by admin July 21, 2023

by admin July 21, 2023

Best 22 Motivational Quote Life . Really a quote to obey, the American captain of market, Henry…
Halloween Party Ideas
Top 23 Halloween Party Ideas Teenagers

by admin July 21, 2023

by admin July 21, 2023

Top 23 Halloween Party Ideas Teenagers . There are lots of Halloween party themes to pick from.…
Anklets
The 20 Best Ideas for toe Rings and Anklet

by admin July 20, 2023

by admin July 20, 2023

The 20 Best Ideas for toe Rings and Anklet .In the modern-day times, there are not many…
Dinner Recipes
The 35 Best Ideas for Holiday Dinner Ideas

by admin July 20, 2023

by admin July 20, 2023

The 35 Best Ideas for Holiday Dinner Ideas .For a quick dish that’s low in carbohydrates however…
Wedding Bands
The 25 Best Ideas for Black Wedding Band with Diamonds

by admin July 20, 2023

by admin July 20, 2023

The 25 Best Ideas for Black Wedding Band with Diamonds .You can establish filters for the basic…
Mothers Day Gift Ideas
30 Best Mother's Day Gift Ideas to Make at Home

by admin July 19, 2023

by admin July 19, 2023

30 Best Mother&#039;s Day Gift Ideas to Make at Home .The last thing any kind of mommy…
Wedding Themes
Best 20 Wedding themes and Motifs

by admin July 19, 2023

by admin July 19, 2023

Best 20 Wedding themes and Motifs .Wedding celebration styles are made use of by a growing number…
Boys Hairstyle
The Best Ideas for Long Boys Haircuts

by admin July 19, 2023

by admin July 19, 2023

The Best Ideas for Long Boys Haircuts .Kid celebs have a variety of cuts as well as…
Birthday Wishes Ideas
25 Best Happy Birthday Wishes to Daughter

by admin July 19, 2023

by admin July 19, 2023

25 Best Happy Birthday Wishes to Daughter . I am grateful that you are a part of…
Thank You Gift Ideas
The top 21 Ideas About Thank You Gift Ideas for Women

by admin July 18, 2023

by admin July 18, 2023

The top 21 Ideas About Thank You Gift Ideas for Women . Thank you for being the…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?