Home, Family, Style and Art Ideas

Bedroom Ideas
25 Best Design Ideas for Bedroom Corner Cabinet

by admin March 18, 2023

by admin March 18, 2023

25 Best Design Ideas for Bedroom Corner Cabinet .So read on, as well as unleash your bedroom…
Bedroom Ideas
22 Best Of Bedroom Recessed Lighting

by admin March 18, 2023

by admin March 18, 2023

22 Best Of Bedroom Recessed Lighting .Unless your bedroom is very small, it requires more than one…
Best Valentines Day Ideas
The Best Valentines Day Quotes for Girlfriend

by admin March 18, 2023

by admin March 18, 2023

The Best Valentines Day Quotes for Girlfriend .An exceptional Valentines Day idea for your sweetheart can be…
Baby Room Décor
The 20 Best Ideas for Monkey Baby Room Decor

by admin March 17, 2023

by admin March 17, 2023

The 20 Best Ideas for Monkey Baby Room Decor .Go with timeless as well as modern-day grey…
Best Fathers Day Ideas
The Best Ideas for Happy Fathers Day Quotes From son

by admin March 17, 2023

by admin March 17, 2023

The Best Ideas for Happy Fathers Day Quotes From son .Parenting has three stages, one when the…
Best Fathers Day Ideas
20 Best Fathers Day Shirt Ideas

by admin March 17, 2023

by admin March 17, 2023

20 Best Fathers Day Shirt Ideas .Parenting has 3 phases, one when the kids are infants and…
Necklaces
The Best Mickey Mouse Necklace

by admin March 17, 2023

by admin March 17, 2023

The Best Mickey Mouse Necklace .Fashion jewelry collections make an exceptional present for your wife, partner, mom…
Funny Quotes
25 Best Ideas Funny Quotes About Cousins

by admin March 16, 2023

by admin March 16, 2023

25 Best Ideas Funny Quotes About Cousins . I live a little bit on the seat of…
Birthday Party Inspirations
The 30 Best Ideas for Party City Birthday Banners

by admin March 16, 2023

by admin March 16, 2023

The 30 Best Ideas for Party City Birthday Banners . First Birthday Suggestions >> Barnyard First Birthday…
Life Quotes
22 Of the Best Ideas for Street Life Quotes

by admin March 16, 2023

by admin March 16, 2023

22 Of the Best Ideas for Street Life Quotes .The purpose of life is not to be…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?