Home, Family, Style and Art Ideas

Wedding Gifts
The 24 Best Ideas for 55th Wedding Anniversary Gifts

by admin July 23, 2023

by admin July 23, 2023

The 24 Best Ideas for 55th Wedding Anniversary Gifts .You can Send your finest dreams with a…
Best Winter Ideas
The 22 Best Ideas for Winter Wonderland themed Party

by admin July 23, 2023

by admin July 23, 2023

The 22 Best Ideas for Winter Wonderland themed Party .Wintertime wedding celebrations can be absolutely enchanting celebrations.…
Printable Coloring Pages
21 Best Valentines Coloring Pages Printable

by admin July 23, 2023

by admin July 23, 2023

21 Best Valentines Coloring Pages Printable . Coloring pages and also printables for kids of all agesThe…
Vegetarian Recipes
35 Best Ideas Greek Vegetarian Recipes

by admin July 23, 2023

by admin July 23, 2023

35 Best Ideas Greek Vegetarian Recipes .Make one of our healthy vegetarian recipes for a colourful, low…
Glitter Nails
25 Ideas for All Glitter Nails

by admin July 22, 2023

by admin July 22, 2023

25 Ideas for All Glitter Nails .For nails that shine brighter than Bellatrix’s vault at Gringotts, you…
Coloring Pages For Kids
Best 25 Hellokids.com Coloring Pages Skylanders

by admin July 22, 2023

by admin July 22, 2023

Best 25 Hellokids.com Coloring Pages Skylanders .Coloring pages the easiest way to calm your kid. While your…
Anniversary Gift Ideas
20 Best 8 Year Anniversary Gift Ideas for Her

by admin July 22, 2023

by admin July 22, 2023

20 Best 8 Year Anniversary Gift Ideas for Her .You enjoy your partner as well as you…
Wedding Venues
The Best Wedding Venues Lincoln Ne

by admin July 22, 2023

by admin July 22, 2023

The Best Wedding Venues Lincoln Ne .After just a brief time online you need to have a…
Kids Room Décor Ideas
The Best Room to Go Furniture Kids

by admin July 21, 2023

by admin July 21, 2023

The Best Room to Go Furniture Kids .The tones presented on this site are indicative as well…
Baby Quotes
The top 21 Ideas About Newborn Baby Wishes Quotes

by admin July 21, 2023

by admin July 21, 2023

The top 21 Ideas About Newborn Baby Wishes Quotes .After that, you recognize that you didn t…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?