Home, Family, Style and Art Ideas

Retirement Party Ideas
22 Ideas for Retirement theme Party Ideas

by admin March 21, 2023

by admin March 21, 2023

22 Ideas for Retirement theme Party Ideas . To intend a retired life party, start by distributing…
Natural Hairstyles
Best 24 Natural 2 Strand Twist Hairstyles

by admin March 21, 2023

by admin March 21, 2023

Best 24 Natural 2 Strand Twist Hairstyles .Your day to day hair insanity might be composed of…
DIY Craft for Kids Ideas
20 Best Ideas Name Crafts for Kids

by admin March 20, 2023

by admin March 20, 2023

20 Best Ideas Name Crafts for Kids .Whether your child likes crafts & arts or science experiments,…
Birthday Decoration Ideas
The Best Motorcycle Birthday Decorations

by admin March 20, 2023

by admin March 20, 2023

The Best Motorcycle Birthday Decorations . That’s why Event City uses a significant choice of birthday event…
Kitchen Ideas
25 top Two Colored Kitchen Cabinets

by admin March 20, 2023

by admin March 20, 2023

25 top Two Colored Kitchen Cabinets .Enliven your kitchen area storage spots with attractive colors, finishes, and…
Mothers Day Quotes
35 Best Ideas Like Mother Like Daughters Quotes

by admin March 20, 2023

by admin March 20, 2023

35 Best Ideas Like Mother Like Daughters Quotes .Mother’s Day is the unique time of year when…
Best Valentines Day Ideas
Best 20 Wife Valentines Day Gift

by admin March 19, 2023

by admin March 19, 2023

Best 20 Wife Valentines Day Gift .The traditional concepts are still great ideas. There is no chance…
Best 4th of July Ideas
20 Ideas for 4th Of July Party Decorations

by admin March 19, 2023

by admin March 19, 2023

20 Ideas for 4th Of July Party Decorations .If, on the other hand, the focus for you…
Kindness Quotes
The Best Ideas for Quotes On Kindness

by admin March 19, 2023

by admin March 19, 2023

The Best Ideas for Quotes On Kindness .You can discover it in a simple act of compassion…
Wedding Favors
21 Best Hot Chocolate Wedding Favors

by admin March 18, 2023

by admin March 18, 2023

21 Best Hot Chocolate Wedding Favors .The objective of this short article is for the couple to…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?