Home, Family, Style and Art Ideas

Best Spring Ideas
The top 23 Ideas About Spring Ideas for Teens

by admin July 28, 2023

by admin July 28, 2023

The top 23 Ideas About Spring Ideas for Teens .To assist you pull off the right look,…
Coloring Pages for Children
The top 21 Ideas About Baby Chick Coloring Page

by admin July 28, 2023

by admin July 28, 2023

The top 21 Ideas About Baby Chick Coloring Page .Holidays Coloring Pages Oh what fun the holidays…
Nail Colors
Best 22 Zoya Nail Colors

by admin July 28, 2023

by admin July 28, 2023

Best 22 Zoya Nail Colors .When taking into consideration the chillier season, you could safely anticipate that…
Nail Art
The 21 Best Ideas for Stencils Nail Art

by admin July 28, 2023

by admin July 28, 2023

The 21 Best Ideas for Stencils Nail Art .When the bright white tones of summer have vanished…
Kitchen Ideas
25 Incredible Nj Kitchen Cabinet

by admin July 27, 2023

by admin July 27, 2023

25 Incredible Nj Kitchen Cabinet .Spice up your kitchen area storage space places with ornamental colors, finishes,…
Gift Basket Ideas
22 Best Ideas Italian themed Gift Basket Ideas

by admin July 27, 2023

by admin July 27, 2023

22 Best Ideas Italian themed Gift Basket Ideas .Certainly, you can fill up a gift basket with…
Wedding Colors
Best 24 Wedding themes and Colors

by admin July 27, 2023

by admin July 27, 2023

Best 24 Wedding themes and Colors .Occasionally wedding event color ideas are difficult to choose however it…
Kids Fashion Ideas
24 Best Ideas Fashion Baby Boy Clothes

by admin July 27, 2023

by admin July 27, 2023

24 Best Ideas Fashion Baby Boy Clothes .The Ultimate overview to infant garments Sprucing up infants can…
Birthday Invitation Ideas
25 Ideas for Mickey and Minnie Birthday Invitations

by admin July 26, 2023

by admin July 26, 2023

25 Ideas for Mickey and Minnie Birthday Invitations . Whether you’re preparing a birthday celebration party for…
Birthday Quote Ideas
The top 35 Ideas About Happy Birthday Quotes for My Brother

by admin July 26, 2023

by admin July 26, 2023

The top 35 Ideas About Happy Birthday Quotes for My Brother . These birthday celebration quotes are…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?