Home, Family, Style and Art Ideas

Best Summer Ideas
The Best Ideas for Summer Menus Ideas

by admin April 2, 2023

by admin April 2, 2023

The Best Ideas for Summer Menus Ideas .When summer gets here each year, many schools around the…
Braid Hairstyles
The Best Ideas for Two Braids Hairstyle

by admin April 2, 2023

by admin April 2, 2023

The Best Ideas for Two Braids Hairstyle .This sort of pigtail involves using hair extensions and also…
Living Room Ideas
22 Best Of Rustic Country Living Room

by admin April 1, 2023

by admin April 1, 2023

22 Best Of Rustic Country Living Room .Rustic style is a prominent indoor style specifically fit to…
Girls Hairstyle
The Best Infant Girls Hairstyles

by admin April 1, 2023

by admin April 1, 2023

The Best Infant Girls Hairstyles .Every mom suches as the convenience of brief hairstyles for their little…
Body Jewelry
23 Best Ideas Body Jewelry Photography

by admin April 1, 2023

by admin April 1, 2023

23 Best Ideas Body Jewelry Photography .It doesn t issue what kind of jewelry you require, we…
Unicorn Party Ideas
The 35 Best Ideas for Unicorn and Rainbow Birthday Party Ideas

by admin April 1, 2023

by admin April 1, 2023

The 35 Best Ideas for Unicorn and Rainbow Birthday Party Ideas .@[If you’re seeking unicorn party ideas,…
Best Memorial Day Ideas
23 Best Free Food Memorial Day

by admin March 31, 2023

by admin March 31, 2023

23 Best Free Food Memorial Day .There are certain holidays within our society that we usually require…
Best 4th of July Ideas
20 Best 4th Of July Diy

by admin March 31, 2023

by admin March 31, 2023

20 Best 4th Of July Diy .As July rolls around the corner, ideas of creating an event…
Glitter Nails
The Best Glitter Nails Coffin

by admin March 31, 2023

by admin March 31, 2023

The Best Glitter Nails Coffin .Shine may make you reflect to doing crafts in elementary school, but…
Christmas Quotes
The Best Ideas for Quote From How the Grinch Stole Christmas

by admin March 31, 2023

by admin March 31, 2023

The Best Ideas for Quote From How the Grinch Stole Christmas . The Xmas spirit does not…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?