Home, Family, Style and Art Ideas

Nail Designs
Top 20 Pink Nail Designs

by admin August 5, 2023

by admin August 5, 2023

Top 20 Pink Nail Designs .Great all set to book your next manicure, since this nail inspo…
Dinner Party Ideas
The Best Ideas for Dinner Party Gifts Ideas

by admin August 5, 2023

by admin August 5, 2023

The Best Ideas for Dinner Party Gifts Ideas .We’ve put together a collection of supper party ideas,…
Side Dish Recipes
The Best Ideas for Fried Chicken Side Dishes

by admin August 4, 2023

by admin August 4, 2023

The Best Ideas for Fried Chicken Side Dishes .Asparagus gets shiny, blistered, as well as completely addicting…
Medium Hairstyles
The 24 Best Ideas for Men's Haircuts Medium Length

by admin August 4, 2023

by admin August 4, 2023

The 24 Best Ideas for Men&#039;s Haircuts Medium Length .The split hairstyle is a favorite among women…
Birthday Party Inspirations
30 Best Ideas the Birthday Party

by admin August 4, 2023

by admin August 4, 2023

30 Best Ideas the Birthday Party . Discover Birthday Celebration Event Supplies, including Decorations, Favors and also…
Grill Recipes
The Best Panini Kabob Grill Century City

by admin August 4, 2023

by admin August 4, 2023

The Best Panini Kabob Grill Century City .Summer is lastly here, which suggests the grilling recipe ideas…
Wedding Dresses
20 Of the Best Ideas for New Wedding Dresses

by admin August 3, 2023

by admin August 3, 2023

20 Of the Best Ideas for New Wedding Dresses .Wedding celebration gown budget plans are barely ever…
Birthday Quote Ideas
35 Best Golden Birthday Quotes

by admin August 3, 2023

by admin August 3, 2023

35 Best Golden Birthday Quotes .Sending birthday celebration greetings has actually come to be an essential custom…
Wedding Cakes
23 Ideas for Indian Wedding Cake toppers

by admin August 3, 2023

by admin August 3, 2023

23 Ideas for Indian Wedding Cake toppers .There are a selection of recipes for making butter cream…
Best New Years Day Ideas
25 Best Ideas New School Year Quotes

by admin August 3, 2023

by admin August 3, 2023

25 Best Ideas New School Year Quotes .Celebrated on January 1, New Years Day is observed as…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?