Home, Family, Style and Art Ideas

Wedding Shoes
Top 24 Low Heel Lace Wedding Shoes

by admin April 4, 2023

by admin April 4, 2023

Top 24 Low Heel Lace Wedding Shoes .The bride can also pick wedge footwear to put on…
Nail Designs
20 Of the Best Ideas for Elegant Nail Designs

by admin April 4, 2023

by admin April 4, 2023

20 Of the Best Ideas for Elegant Nail Designs .Once the brilliant white shades of summer season…
Fathers Day Gift Ideas
22 Best Ideas Father Day Gift Ideas for New Dads

by admin April 4, 2023

by admin April 4, 2023

22 Best Ideas Father Day Gift Ideas for New Dads . If your daddy is all about…
Nail Ideas
The Best Yellow Nail Ideas

by admin April 4, 2023

by admin April 4, 2023

The Best Yellow Nail Ideas .Acrylic manicures, dip powder nails, as well as gel manicures are just…
Graduation Party Ideas
The Best Ideas for Nursing Graduation Party

by admin April 3, 2023

by admin April 3, 2023

The Best Ideas for Nursing Graduation Party . Provide your grad a grand send-off by having guests…
Wedding Dresses
The Best Ideas for Elegant Wedding Dress

by admin April 3, 2023

by admin April 3, 2023

The Best Ideas for Elegant Wedding Dress .Let’s encounter it. When it concerns wedding dress, the majority…
Nail Ideas
23 Best Cute Nail Ideas for Spring

by admin April 3, 2023

by admin April 3, 2023

23 Best Cute Nail Ideas for Spring .Today’s focus, nonetheless, takes us right into the world of…
Baby Shower Recipes
The Best are Baby Back Ribs Beef or Pork

by admin April 3, 2023

by admin April 3, 2023

The Best are Baby Back Ribs Beef or Pork .Seeking baby shower dishes? Obtain very easy to…
Nail Colors
Best 22 Sinful Nail Colors

by admin April 2, 2023

by admin April 2, 2023

Best 22 Sinful Nail Colors .When considering the colder period, you may securely anticipate that the projection…
Cooking for Two Recipes
Top 21 Low Calorie Recipes for Two

by admin April 2, 2023

by admin April 2, 2023

Top 21 Low Calorie Recipes for Two .Every great chef recognizes that your meal isn’t complete without…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?