Home, Family, Style and Art Ideas

Birthday Gift Inspirations
The 24 Best Ideas for Birthday Gifts for 21 Year Old

by admin April 9, 2023

by admin April 9, 2023

The 24 Best Ideas for Birthday Gifts for 21 Year Old .Exactly how to Select the Perfect…
Main Dishes Recipes
23 Best Hawaiian Main Dishes

by admin April 9, 2023

by admin April 9, 2023

23 Best Hawaiian Main Dishes .Main Course Recipes Numerous main dish recipes. Pick from premier comfort food,…
Coloring Pages for Children
Best 21 Coloring Pages for Kids Unicorn

by admin April 9, 2023

by admin April 9, 2023

Best 21 Coloring Pages for Kids Unicorn .We have some actually wonderful tinting pages for this winter…
Best New Years Day Ideas
25 Best Quote New Year

by admin April 8, 2023

by admin April 8, 2023

25 Best Quote New Year .Commemorated on January 1, New Years Day is observed as a new…
Birthday Gift Ideas
The Best Birthday Gift Ideas for Your Wife

by admin April 8, 2023

by admin April 8, 2023

The Best Birthday Gift Ideas for Your Wife . Birthday Gifts If you’re following a exclusive birthday…
Nail Designs
The Best French White Tip Nail Designs

by admin April 8, 2023

by admin April 8, 2023

The Best French White Tip Nail Designs .There are the classics, like pumpkins as well as charming…
Baby Shower Gift Ideas
30 Best Gift Ideas for Babysitter Daycare Provider

by admin April 8, 2023

by admin April 8, 2023

30 Best Gift Ideas for Babysitter Daycare Provider .It s a creature, it s a bath glove,…
Anklets
20 Of the Best Ideas for Anklet Boho

by admin April 7, 2023

by admin April 7, 2023

20 Of the Best Ideas for Anklet Boho .In the modern-day times, there are not so many…
Paleo Recipes
Top 22 Ground Turkey Casserole Paleo

by admin April 7, 2023

by admin April 7, 2023

Top 22 Ground Turkey Casserole Paleo .To start on the paleo diet regimen, check out the example…
Kids Room Ideas
21 Sensational Wooden Swing for Kids

by admin April 7, 2023

by admin April 7, 2023

21 Sensational Wooden Swing for Kids .When you do not feel like packing up as well as…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?