Home, Family, Style and Art Ideas

Nail Ideas
The 23 Best Ideas for Graduation Nail Ideas

by admin April 12, 2023

by admin April 12, 2023

The 23 Best Ideas for Graduation Nail Ideas .A little of sparkle never hurt anybody, as well…
Bathroom Ideas
23 Lovely Integrated Bathroom Sink

by admin April 12, 2023

by admin April 12, 2023

23 Lovely Integrated Bathroom Sink .Be sure, when it pertains to new shower room sink faucets, we…
Coloring Pages For Kids
25 Best Coloring Pages for Kids butterflies

by admin April 11, 2023

by admin April 11, 2023

25 Best Coloring Pages for Kids butterflies . Keep youngsters active and also imaginative anywhere, anytime, with…
Baby Shower Party
25 Best Little Baby Bum Party theme

by admin April 11, 2023

by admin April 11, 2023

25 Best Little Baby Bum Party theme .The child shower is a family’s initial possibility to gather…
Fathers Day Gift Ideas
The Best Father's Day Gift Ideas Beer

by admin April 11, 2023

by admin April 11, 2023

The Best Father&#039;s Day Gift Ideas Beer .Papa states he is carefree and desires for nothing, however…
Trolls Party Ideas
The Best Ideas for Troll Party Food Ideas

by admin April 11, 2023

by admin April 11, 2023

The Best Ideas for Troll Party Food Ideas .Birthday parties are just as enjoyable as the crafts,…
Mens Hairstyles
25 Ideas for Mens Hairstyles for Thick Hair

by admin April 10, 2023

by admin April 10, 2023

25 Ideas for Mens Hairstyles for Thick Hair .hairstyles are every little bit as important for guys…
Earrings
The Best Diamond Bow Earrings

by admin April 10, 2023

by admin April 10, 2023

The Best Diamond Bow Earrings .An earring is an item of precious jewelry attached to the ear…
Wedding Dresses
20 Ideas for Wedding Dress Fabric

by admin April 10, 2023

by admin April 10, 2023

20 Ideas for Wedding Dress Fabric .There are so many wedding celebration information that you require to…
Coloring Pages For Adults
23 Of the Best Ideas for Giant Coloring Books for Adults

by admin April 10, 2023

by admin April 10, 2023

23 Of the Best Ideas for Giant Coloring Books for Adults . Coloring Pages for Grownups Coloring…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?