Home, Family, Style and Art Ideas

DIY Rack Ideas
24 Of the Best Ideas for Diy Sunglass Rack

by admin April 27, 2023

by admin April 27, 2023

24 Of the Best Ideas for Diy Sunglass Rack .Whether your tiny closet is already loaded to…
Undercut Hairstyle
22 Best Ideas What is An Undercut Hairstyle

by admin April 27, 2023

by admin April 27, 2023

22 Best Ideas What is An Undercut Hairstyle .Undercutting has truly entered into its own, I believe…
Coloring Pages for Children
Top 21 Baby Coloring Pages for Kids

by admin April 27, 2023

by admin April 27, 2023

Top 21 Baby Coloring Pages for Kids .Super tinting – complimentary printable coloring pages for youngsters, tinting…
DIY Wedding Ideas
The top 21 Ideas About Wedding Invitation Ideas Diy

by admin April 27, 2023

by admin April 27, 2023

The top 21 Ideas About Wedding Invitation Ideas Diy . Get influenced with DIY wedding celebration tasks…
Inspirational Quotes
The Best Witty Inspirational Quotes

by admin April 26, 2023

by admin April 26, 2023

The Best Witty Inspirational Quotes . Here’s the finest inspiring quotes we have actually seen to make…
Bedroom Ideas
20 Stunning Boho Bedroom Decor

by admin April 26, 2023

by admin April 26, 2023

20 Stunning Boho Bedroom Decor .Bed rooms need to be a place to loosen up, but that…
Cool Hairstyles
20 Of the Best Ideas for Cool Haircuts for Curly Hair Guys

by admin April 26, 2023

by admin April 26, 2023

20 Of the Best Ideas for Cool Haircuts for Curly Hair Guys .Most girls like to experiment…
DIY Craft for Adult Ideas
20 Best Diy Adult Minnie Mouse Costume

by admin April 26, 2023

by admin April 26, 2023

20 Best Diy Adult Minnie Mouse Costume . DIY Projects & Crafts We have hundreds of DIY…
DIY Home Decoration Ideas
22 Best Diy Laundry Room Decor

by admin April 25, 2023

by admin April 25, 2023

22 Best Diy Laundry Room Decor . The truth that doing a DIY task is cheaper than…
Tea Party Ideas
The Best Tea Party at Home Ideas

by admin April 25, 2023

by admin April 25, 2023

The Best Tea Party at Home Ideas .Couple of tea ceremony ideas are as essential as tea!…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?